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Community Financial System CBU Amortization of capitalized software and acquired intangible assets

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Segments

By segment

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Employee Benefit Services$1.83M+3.0%
Insurance Services$1.19M+34.9%
Banking And Corporate Services$1.06M+80.7%
Wealth Management Services$333K+162%

Other financials

Income statement

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Revenue$223.2M+12.0%
Net income$61.3M+19.5%
EPS (diluted)$1.16+19.6%

Balance sheet

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Cash & equivalents$258.2M+8.8%
Total debt$598.0M+4.1%
Total equity$2.1B+10.1%
Total assets$17.8B+6.6%

Cash flow

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Operating cash flow$51.1M-4.9%
CapEx$9.7M-44.1%
Free cash flow$41.4M+13.7%

Valuation

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Market cap$3.41B+18.6%
Enterprise value$3.75B+16.8%
P/E15×+0.2×
P/S+0.3×

Profitability

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Net margin26.6%+1.6pp
FCF margin28.7%+3.3pp

Returns & leverage

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Return on equity11.5%+0.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfIntangibleAssets.

The source filing: Community Financial System’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092717
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Occupancy and equipment13,88511,48628,76724,184
Business development and marketing2,5564,0015,0917,131
Legal and professional fees4,3144,3689,3849,217
Amortization of intangible assets4,4083,3698,6546,851
Other expenses10,45310,15818,56318,725
Total noninterest expenses137,733129,102270,769254,392
Income before income taxes80,81566,037155,429130,305
Income taxes19,48114,70636,87729,360

Item 1. Financial Statements (Unaudited)

FAQ

What is Community Financial System's amortization of capitalized software and acquired intangible assets?
Community Financial System (CBU) reported amortization of capitalized software and acquired intangible assets of $4.41M in Q2 2026.
How has Community Financial System's amortization of capitalized software and acquired intangible assets changed year-over-year?
Community Financial System's amortization of capitalized software and acquired intangible assets increased by 30.8% year-over-year, from $3.37M to $4.41M.
What is the long-term trend for Community Financial System's amortization of capitalized software and acquired intangible assets?
Over 4 years (2021 to 2025), Community Financial System's amortization of capitalized software and acquired intangible assets has grown at a -0.4% compound annual growth rate (CAGR), from $14.05M to $13.85M.
What does amortization of capitalized software and acquired intangible assets mean?
Amortization of capitalized software and acquired intangible assets

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