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Discontinued — last reported Q3 '25

Shares (Diluted) at other companies

M&T Bank logo
M&T BankMTB
146.8M-8.3%
Arrow Financial logo
Arrow FinancialAROW
16.5M-0.5%
NBT
NBT BancorpNBTB
52M+2.8%
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
24.3M-2.4%
SB Financial Group logo
SB Financial GroupSBFG
6.2M-3.7%
FIB
First Interstate BancSystem, Inc.FIBK
96.8M-6.4%

Other financials

Income statement

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Revenue$223.2M+12.0%
Net income$61.3M+19.5%
EPS (diluted)$1.16+19.6%

Balance sheet

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Cash & equivalents$258.2M+8.8%
Total debt$598.0M+4.1%
Total equity$2.1B+10.1%
Total assets$17.8B+6.6%

Cash flow

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Operating cash flow$51.1M-4.9%
CapEx$9.7M-44.1%
Free cash flow$41.4M+13.7%

Valuation

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Market cap$3.44B+22.3%
Enterprise value$3.78B+20.0%
P/E15.1×+0.6×
P/S+0.4×

Profitability

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Net margin26.6%+1.6pp
FCF margin28.7%+3.3pp

Returns & leverage

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Return on equity11.5%+0.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding.

The source filing: Community Financial System’s 10-Q, filed November 6, 2025.

Filed
Nov 6, 2025
Fiscal quarter
Q3 FY2025
Calendar quarter
Q3 2025
Accession
0001104659-25-107791
Line itemThree Months Ended / September 30,Nine Months Ended / September 30,
Basic earnings per share$$0.83$$2.50
Net income$$43,901$$132,688
Income attributable to unvested stock-based compensation awards(192)(524)
Income available to common shareholders$$43,709$$132,164
Weighted-average common shares outstanding – basic52,52052,807
Assumed exercise of stock options160104
Weighted-average common shares outstanding – diluted52,68052,911
Diluted earnings per share$$0.83$$2.50

Item 1. Financial Statements (Unaudited)

FAQ

What is Community Financial System's shares (diluted)?
Community Financial System (CBU) reported shares (diluted) of 52.8M in Q3 2025.
How has Community Financial System's shares (diluted) changed year-over-year?
Community Financial System's shares (diluted) increased by 0.2% year-over-year, from 52.7M to 52.8M.
What does shares (diluted) mean?
The weighted-average shares outstanding plus all potentially dilutive shares from stock options, RSUs, convertible securities, and warrants, using the treasury stock method.

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