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Coastal Financial CCB Business Assets — Loans individually evaluted for credit losses

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Other financials

Income statement

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Revenue$149.4M+7.1%
Net income$12.0M+23.5%
EPS (diluted)$0.78+23.8%

Balance sheet

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Cash & equivalents$1.5B+140%
Total debt$4.8M-9.3%
Total equity$503.8M+12.0%
Total assets$5.7B+30.5%

Cash flow

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Operating cash flow$76.0M+6.0%
CapEx$1.8M-33.3%
Free cash flow$74.1M+7.6%

Valuation

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Market cap$1.14B-11.7%
Enterprise value-$348.99M-152%
P/E23.2×-3.7×
P/S2.1×-0.2×

Profitability

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Net margin8.9%+0.5pp
FCF margin45.6%-0.5pp

Returns & leverage

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Return on equity10.3%-2.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment.

The official record: Coastal Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Coastal Financial's business assets — loans individually evaluted for credit losses?
Coastal Financial (CCB) reported business assets — loans individually evaluted for credit losses of $94K in Q1 2026.
How has Coastal Financial's business assets — loans individually evaluted for credit losses changed year-over-year?
Coastal Financial's business assets — loans individually evaluted for credit losses decreased by 50.3% year-over-year, from $189K to $94K.
What does business assets — loans individually evaluted for credit losses mean?
This metric represents the total carrying value of business-related loan assets that are assessed for credit impairment on an individual basis rather than through collective pools. It reflects the portion of the commercial loan portfolio that requires specific monitoring due to unique risk characteristics or significant credit deterioration. Tracking this balance helps investors understand the bank's exposure to high-risk or complex commercial credits that necessitate tailored allowance for credit loss estimations.