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Coastal Financial CCB CCBX — Interest (expense) income intrabank transfer

Other segment segments

Community Bank
-$3.93M-3.7%
Treasury & Administration
-$2.03M+49.6%

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Other financials

Income statement

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Revenue$178.1M+49.1%
Net income-$42.1M-482%
EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%
Total debt$4.5M-10.7%
Total equity$463.4M+0.4%
Total assets$5.5B+21.8%

Cash flow

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Operating cash flow$76.9M+16.4%
CapEx$2.2M+6.1%
Free cash flow$74.6M+16.7%

Valuation

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Market cap$692.83M-53.7%
Enterprise value-$311.1M-140%
P/S1.1×-1.6×

Profitability

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Net margin-0.6%-9.2pp
FCF margin42.9%-3.5pp

Returns & leverage

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Return on equity-0.8%-13.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept ck1437958:InterestIncomeExpenseRelatedToTransferNet.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437958-26-000061
Line itemThree months ended June 30, 2026 / Community BankThree months ended June 30, 2026 / CCBXThree months ended June 30, 2026 / Treasury & AdministrationThree months ended June 30, 2026 / ConsolidatedThree months ended June 30, 2025 / Community BankThree months ended June 30, 2025 / CCBXThree months ended June 30, 2025 / Treasury & AdministrationThree months ended June 30, 2025 / Consolidated
INTEREST INCOME AND EXPENSE
Interest income$32,517$78,580$7,457$118,554$30,603$68,264$8,930$107,797
Interest (expense) income intrabank transfer(3,931)5,962(2,031)(3,792)7,825(4,033)
Interest expense5,65722,3861,14429,1876,78323,61766031,060
Net interest income22,92962,1564,28289,36720,02852,4724,23776,737
Provision/(Recapture) for credit losses(2,311)94,46892,157(216)32,42732,211
Net interest income/(expense) after provision for credit losses on loans and unfunded commitments25,240(32,312)4,282(2,790)20,24420,0454,23744,526
NONINTEREST INCOME

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's CCBX — interest (expense) income intrabank transfer?
Coastal Financial (CCB) reported CCBX — interest (expense) income intrabank transfer of $5.96M in Q2 2026.
How has Coastal Financial's CCBX — interest (expense) income intrabank transfer changed year-over-year?
Coastal Financial's CCBX — interest (expense) income intrabank transfer decreased by 23.8% year-over-year, from $7.83M to $5.96M.
What is the long-term trend for Coastal Financial's CCBX — interest (expense) income intrabank transfer?
Over 3 years (2022 to 2025), Coastal Financial's CCBX — interest (expense) income intrabank transfer has grown at a 86.6% compound annual growth rate (CAGR), from $4.11M to $26.67M.
What does CCBX — interest (expense) income intrabank transfer mean?
Represents the net interest impact of internal funding transfers between the CCBX segment and other parts of the organization. This reflects the internal cost of capital and the segment's contribution to the broader bank's treasury management.

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