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Coastal Financial CCB CCBX — Interest Income (Expense), Operating

Other segment segments

Community Bank
$22.93M+14.5%
Treasury & Administration
$4.28M+1.1%

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Other financials

Income statement

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Revenue$178.1M+49.1%
Net income-$42.1M-482%
EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%
Total debt$4.5M-10.7%
Total equity$463.4M+0.4%
Total assets$5.5B+21.8%

Cash flow

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Operating cash flow$76.9M+16.4%
CapEx$2.2M+6.1%
Free cash flow$74.6M+16.7%

Valuation

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Market cap$671.28M-53.7%
Enterprise value-$332.65M-140%
P/S1.1×-1.5×

Profitability

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Net margin-0.6%-9.2pp
FCF margin42.9%-3.5pp

Returns & leverage

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Return on equity-0.8%-13.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437958-26-000061
Line itemThree months ended June 30, 2026 / Community BankThree months ended June 30, 2026 / CCBXThree months ended June 30, 2026 / Treasury & AdministrationThree months ended June 30, 2026 / ConsolidatedThree months ended June 30, 2025 / Community BankThree months ended June 30, 2025 / CCBXThree months ended June 30, 2025 / Treasury & AdministrationThree months ended June 30, 2025 / Consolidated
Interest income$32,517$78,580$7,457$118,554$30,603$68,264$8,930$107,797
Interest (expense) income intrabank transfer(3,931)5,962(2,031)(3,792)7,825(4,033)
Interest expense5,65722,3861,14429,1876,78323,61766031,060
Net interest income22,92962,1564,28289,36720,02852,4724,23776,737
Provision/(Recapture) for credit losses(2,311)94,46892,157(216)32,42732,211
Net interest income/(expense) after provision for credit losses on loans and unfunded commitments25,240(32,312)4,282(2,790)20,24420,0454,23744,526
NONINTEREST INCOME
Deposit service charges and fees1,045(29)1,016913913

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's CCBX — interest income (expense), operating?
Coastal Financial (CCB) reported CCBX — interest income (expense), operating of $62.16M in Q2 2026.
How has Coastal Financial's CCBX — interest income (expense), operating changed year-over-year?
Coastal Financial's CCBX — interest income (expense), operating increased by 18.5% year-over-year, from $52.47M to $62.16M.
What is the long-term trend for Coastal Financial's CCBX — interest income (expense), operating?
Over 4 years (2021 to 2025), Coastal Financial's CCBX — interest income (expense), operating has grown at a 139.4% compound annual growth rate (CAGR), from $6.43M to $211.17M.
What does CCBX — interest income (expense), operating mean?
The net interest result derived from the core operating activities of the CCBX segment, representing the difference between interest earned and interest paid. This is a primary indicator of the segment's operational profitability and core banking margin.

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