What is Coastal Financial's CCBX — nonaccrual with no ACL?

Coastal Financial (CCB) reported CCBX — nonaccrual with no ACL of $0 in Q2 2026.

What does CCBX — nonaccrual with no ACL mean?

The portion of nonaccrual loans that have not been specifically allocated an Allowance for Credit Losses (ACL). This metric highlights potential gaps in loss coverage for impaired assets and is used to evaluate the adequacy of the bank's risk provisioning strategy.

Coastal Financial (CCB) CCBX — Nonaccrual with No ACL

Screener

Other segment segments

Community Bank

$6.14M+63.8%

Similar metrics at other companies

FBPFL — Financing Receivable Excluding Accrued Interest Nonaccrual No Allowance

$0—

PCARFinancial Services — Financing Receivable Nonaccrual No Allowance

$33.4M-59.0%

OFGUS – Federal — Non-accrual with no Allowance for Credit Loss

$0—

BPOPBPPR — Non-accrual with no allowance

$92.08M—

OFGDomestic - Puerto Rico — Non-accrual with no Allowance for Credit Loss

$335K-96.0%

WSFSNo Related ALLL

$62.84M-7.0%

Other financials

Income statement

See full

Revenue$178.1M+49.1%

Net income-$42.1M-482%

EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%

Total debt$4.5M-10.7%

Total equity$463.4M+0.4%

Total assets$5.5B+21.8%

Cash flow

See full

Operating cash flow$76.9M+16.4%

CapEx$2.2M+6.1%

Free cash flow$74.6M+16.7%

Valuation

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Market cap$692.83M-53.7%

Enterprise value-$311.1M-140%

P/S1.1×-1.6×

Profitability

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Net margin-0.6%-9.2pp

FCF margin42.9%-3.5pp

Returns & leverage

See full

Return on equity-0.8%-13.1pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 11:01 AM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001437958-26-000061

Line item	June 30, 2026 / Total Nonaccrual	June 30, 2026 / Nonaccrual with No ACL	June 30, 2026 / Nonaccrual with ACL	December 31, 2025 / Total Nonaccrual	December 31, 2025 / Nonaccrual with No ACL	December 31, 2025 / Nonaccrual with ACL
Total community bank nonaccrual loans	$6,224	$6,140	$84	$6,533	$6,440	$93
CCBX
Commercial and industrial loans	$68	—	$68	$127	—	$127
Consumer and other loans:
Credit cards	26,670	—	26,670	21,433	—	21,433
Consumer and other consumer loans	3,729	—	3,729	2,875	—	2,875
Total CCBX nonaccrual loans	$30,467	—	$30,467	$24,435	—	$24,435
Total consolidated nonaccrual loans	$36,691	$6,140	$30,551	$30,968	$6,440	$24,528

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's CCBX — nonaccrual with no ACL?: Coastal Financial (CCB) reported CCBX — nonaccrual with no ACL of $0 in Q2 2026.
What does CCBX — nonaccrual with no ACL mean?: The portion of nonaccrual loans that have not been specifically allocated an Allowance for Credit Losses (ACL). This metric highlights potential gaps in loss coverage for impaired assets and is used to evaluate the adequacy of the bank's risk provisioning strategy.