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Coastal Financial CCB CCBX — Noninterest Income

Other segment segments

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$1.2M+10.4%
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$466K+498%

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Other financials

Income statement

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Revenue$178.1M+49.1%
Net income-$42.1M-482%
EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%
Total debt$4.5M-10.7%
Total equity$463.4M+0.4%
Total assets$5.5B+21.8%

Cash flow

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Operating cash flow$76.9M+16.4%
CapEx$2.2M+6.1%
Free cash flow$74.6M+16.7%

Valuation

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Market cap$671.28M-53.7%
Enterprise value-$332.65M-140%
P/S1.1×-1.5×

Profitability

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Net margin-0.6%-9.2pp
FCF margin42.9%-3.5pp

Returns & leverage

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Return on equity-0.8%-13.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437958-26-000061
Line itemThree months ended June 30, 2026 / Community BankThree months ended June 30, 2026 / CCBXThree months ended June 30, 2026 / Treasury & AdministrationThree months ended June 30, 2026 / ConsolidatedThree months ended June 30, 2025 / Community BankThree months ended June 30, 2025 / CCBXThree months ended June 30, 2025 / Treasury & AdministrationThree months ended June 30, 2025 / Consolidated
Other income15521466642174(117)57
BaaS program income12,01212,0127,6517,651
BaaS indemnification income75,03775,03734,07234,072
Noninterest income1,20087,04146688,7071,08741,723(117)42,693
NONINTEREST EXPENSE
Salaries and employee benefits7,52912,0504,03623,6157,0298,7665,65521,450
Occupancy75784498908187423915
Data processing and software licenses2,33910,3231,68614,3481,9523,843(254)5,541

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's CCBX — noninterest income?
Coastal Financial (CCB) reported CCBX — noninterest income of $87.04M in Q2 2026.
How has Coastal Financial's CCBX — noninterest income changed year-over-year?
Coastal Financial's CCBX — noninterest income increased by 108.6% year-over-year, from $41.72M to $87.04M.
What is the long-term trend for Coastal Financial's CCBX — noninterest income?
Over 4 years (2021 to 2025), Coastal Financial's CCBX — noninterest income has grown at a 89.9% compound annual growth rate (CAGR), from $17.41M to $226.43M.
What does CCBX — noninterest income mean?
This represents all revenue earned by the CCBX segment excluding interest income, such as fees, commissions, and other service charges. It is a critical measure of the segment's ability to diversify its revenue base away from interest rate sensitivity.

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