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Coastal Financial CCB CCBX — % of Total Outstanding Balance Consumer Loans

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Community Bank
0.6%-33.3%

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Other financials

Income statement

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Revenue$178.1M+49.1%
Net income-$42.1M-482%
EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%
Total debt$4.5M-10.7%
Total equity$463.4M+0.4%
Total assets$5.5B+21.8%

Cash flow

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Operating cash flow$76.9M+16.4%
CapEx$2.2M+6.1%
Free cash flow$74.6M+16.7%

Valuation

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Market cap$692.83M-53.7%
Enterprise value-$311.1M-140%
P/S1.1×-1.6×

Profitability

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Net margin-0.6%-9.2pp
FCF margin42.9%-3.5pp

Returns & leverage

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Return on equity-0.8%-13.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept srt:FinancingReceivableBeforeAllowanceForCreditLossToTotalPercent.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437958-26-000061
(dollars in thousands; unaudited)Outstanding Balance% of Total Outstanding Balance Consumer LoansAverage Loan BalanceNumber of Loans
Installment loans - unsecured521,55531.0
Installment loans - total738,32143.9$0.41,851,498
Credit cards - cash secured540.0
Credit cards - unsecured753,11744.8
Credit cards - total753,17144.81.5500,348
Lines of credit144,9478.60.2943,772
Other loans35,5112.10.1284,612
Community bank consumer loans

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's CCBX — % of total outstanding balance consumer loans?
Coastal Financial (CCB) reported CCBX — % of total outstanding balance consumer loans of 44.8% in Q2 2026.
How has Coastal Financial's CCBX — % of total outstanding balance consumer loans changed year-over-year?
Coastal Financial's CCBX — % of total outstanding balance consumer loans decreased by 17.6% year-over-year, from 54.4% to 44.8%.
What does CCBX — % of total outstanding balance consumer loans mean?
The proportion of the CCBX loan portfolio comprised of consumer-facing credit products relative to the total outstanding loan balance. This metric helps investors understand the segment's concentration in consumer lending versus commercial or other asset classes.

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