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Coastal Financial CCB Treasury & Administration — Occupancy

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Other financials

Income statement

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Revenue$178.1M+49.1%
Net income-$42.1M-482%
EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%
Total debt$4.5M-10.7%
Total equity$463.4M+0.4%
Total assets$5.5B+21.8%

Cash flow

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Operating cash flow$76.9M+16.4%
CapEx$2.2M+6.1%
Free cash flow$74.6M+16.7%

Valuation

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Market cap$692.83M-53.7%
Enterprise value-$311.1M-140%
P/S1.1×-1.6×

Profitability

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Net margin-0.6%-9.2pp
FCF margin42.9%-3.5pp

Returns & leverage

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Return on equity-0.8%-13.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437958-26-000061
Line itemThree months ended June 30, 2026 / Community BankThree months ended June 30, 2026 / CCBXThree months ended June 30, 2026 / Treasury & AdministrationThree months ended June 30, 2026 / ConsolidatedThree months ended June 30, 2025 / Community BankThree months ended June 30, 2025 / CCBXThree months ended June 30, 2025 / Treasury & AdministrationThree months ended June 30, 2025 / Consolidated
Noninterest income1,20087,04146688,7071,08741,723(117)42,693
NONINTEREST EXPENSE
Salaries and employee benefits7,52912,0504,03623,6157,0298,7665,65521,450
Occupancy75784498908187423915
Data processing and software licenses2,33910,3231,68614,3481,9523,843(254)5,541
Legal and professional expenses3774,8329886,1977002,3532,9095,962
Credit enhancement receivable valuation adjustment46,00946,009
Other expense9563,4759005,3312,1141,538253,677

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's treasury & administration — occupancy?
Coastal Financial (CCB) reported treasury & administration — occupancy of $49K in Q2 2026.
How has Coastal Financial's treasury & administration — occupancy changed year-over-year?
Coastal Financial's treasury & administration — occupancy increased by 113.0% year-over-year, from $23K to $49K.
What is the long-term trend for Coastal Financial's treasury & administration — occupancy?
Over 2 years (2022 to 2025), Coastal Financial's treasury & administration — occupancy has grown at a 59.0% compound annual growth rate (CAGR), from $119K to $301K.
What does treasury & administration — occupancy mean?
Costs associated with maintaining physical facilities, including rent, utilities, and maintenance, allocated to the Treasury and Administration segment. It serves as a measure of the overhead required to house the administrative and treasury workforce.

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