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Coastal Financial CCB Treasury & Administration — Service charges and fees

Other segment segments

Community Bank
$1.05M+14.5%
CCBX
-$29K

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$1.5K-95.8%
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BHRBTrust fees — Service charges and fees
$1.53M+24.5%
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BHRBDeposit related fees — Service charges and fees
$1.95M+18.9%

Other financials

Income statement

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Revenue$178.1M+49.1%
Net income-$42.1M-482%
EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%
Total debt$4.5M-10.7%
Total equity$463.4M+0.4%
Total assets$5.5B+21.8%

Cash flow

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Operating cash flow$76.9M+16.4%
CapEx$2.2M+6.1%
Free cash flow$74.6M+16.7%

Valuation

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Market cap$692.83M-53.7%
Enterprise value-$311.1M-140%
P/S1.1×-1.6×

Profitability

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Net margin-0.6%-9.2pp
FCF margin42.9%-3.5pp

Returns & leverage

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Return on equity-0.8%-13.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept ck1437958:DepositServiceChargesAndFees.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437958-26-000061
Line itemThree months ended June 30, 2026 / Community BankThree months ended June 30, 2026 / CCBXThree months ended June 30, 2026 / Treasury & AdministrationThree months ended June 30, 2026 / ConsolidatedThree months ended June 30, 2025 / Community BankThree months ended June 30, 2025 / CCBXThree months ended June 30, 2025 / Treasury & AdministrationThree months ended June 30, 2025 / Consolidated
Provision/(Recapture) for credit losses(2,311)94,46892,157(216)32,42732,211
Net interest income/(expense) after provision for credit losses on loans and unfunded commitments25,240(32,312)4,282(2,790)20,24420,0454,23744,526
NONINTEREST INCOME
Deposit service charges and fees1,045(29)1,016913913
Other income15521466642174(117)57
BaaS program income12,01212,0127,6517,651
BaaS indemnification income75,03775,03734,07234,072
Noninterest income1,20087,04146688,7071,08741,723(117)42,693

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's treasury & administration — service charges and fees?
Coastal Financial (CCB) reported treasury & administration — service charges and fees of $0 in Q2 2026.
What does treasury & administration — service charges and fees mean?
Revenue generated by the Treasury and Administration segment through non-interest service fees, such as administrative charges or specialized financial services. This represents the segment's ability to diversify income beyond interest-based activities. It is a measure of the segment's operational fee-generating capacity.

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