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Coastal Financial CCB Interest Income

Interest Income at other companies

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$110.58M-1.6%
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$94.58M+18.7%
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$65.36M+7.5%
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Community Financial SystemCBU
$157.53M+7.5%

Other financials

Income statement

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Revenue$178.1M+49.1%
Net income-$42.1M-482%
EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%
Total debt$4.5M-10.7%
Total equity$463.4M+0.4%
Total assets$5.5B+21.8%

Cash flow

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Operating cash flow$76.9M+16.4%
CapEx$2.2M+6.1%
Free cash flow$74.6M+16.7%

Valuation

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Market cap$692.83M-53.7%
Enterprise value-$311.1M-140%
P/S1.1×-1.6×

Profitability

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Net margin-0.6%-9.2pp
FCF margin42.9%-3.5pp

Returns & leverage

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Return on equity-0.8%-13.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept us-gaap:InvestmentIncomeInterest.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437958-26-000061
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
INTEREST AND DIVIDEND INCOME
Interest and fees on loans$111,097$98,867$213,984$197,014
Interest on interest earning deposits with other banks6,6078,08514,73514,155
Interest on investment securities6126261,2341,276
Dividends on other investments238219282259
Total interest income118,554107,797230,235212,704
INTEREST EXPENSE
Interest on deposits28,04330,40055,71358,585

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's interest income?
Coastal Financial (CCB) reported interest income of $612K in Q2 2026.
How has Coastal Financial's interest income changed year-over-year?
Coastal Financial's interest income decreased by 2.2% year-over-year, from $626K to $612K.
What is the long-term trend for Coastal Financial's interest income?
Over 4 years (2021 to 2025), Coastal Financial's interest income has grown at a 137.8% compound annual growth rate (CAGR), from $79K to $2.53M.
What does interest income mean?
Income earned from interest-bearing assets including cash deposits, money market funds, treasury securities, corporate bonds, and customer financing receivables.

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