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Coastal Financial CCB Loans held for sale

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$58.61M+77.8%

Segments

By segment

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CCBX$107.84M+78.3%
Community Bank$0
Treasury & Administration$0

Other financials

Income statement

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Revenue$178.1M+49.1%
Net income-$42.1M-482%
EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%
Total debt$4.5M-10.7%
Total equity$463.4M+0.4%
Total assets$5.5B+21.8%

Cash flow

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Operating cash flow$76.9M+16.4%
CapEx$2.2M+6.1%
Free cash flow$74.6M+16.7%

Valuation

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Market cap$692.83M-53.7%
Enterprise value-$311.1M-140%
P/S1.1×-1.6×

Profitability

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Net margin-0.6%-9.2pp
FCF margin42.9%-3.5pp

Returns & leverage

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Return on equity-0.8%-13.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept us-gaap:LoansReceivableHeldForSaleAmount.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437958-26-000061
Line itemJune 30,2026December 31,2025
Investment securities, available-for-sale, at fair value2729
Investment securities, held-to-maturity, at amortized cost45,21948,218
Other investments14,17712,837
Loans held for sale107,83871,216
Loans receivable4,208,2703,749,531
Allowance for credit losses(213,724)(169,530)
Total loans receivable, net3,994,5463,580,001
CCBX credit enhancement asset, net154,346177,657

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's loans held for sale?
Coastal Financial (CCB) reported loans held for sale of $107.84M in Q2 2026.
How has Coastal Financial's loans held for sale changed year-over-year?
Coastal Financial's loans held for sale increased by 78.3% year-over-year, from $60.47M to $107.84M.
What does loans held for sale mean?
Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.

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