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Coastal Financial CCB Percent of total loans

Percent of total loans at other companies

BankUnited logo
BankUnitedBKU
0%
Capital City Bank Group logo
Capital City Bank GroupCCBG
1%
Western Alliance Bancorporation logo
Western Alliance BancorporationWAL
0.1%-0.4pp
SPF
South Plains Financial, Inc.SPFI
0.1%+0.1pp
Heritage Financial logo
Heritage FinancialHFWA
0.3%0.0pp
Corebridge Financial logo
Corebridge FinancialCRBG
1%-4.0pp

Segments

By segment

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CCBX7%+16.9%

Other financials

Income statement

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Revenue$149.4M+7.1%
Net income$12.0M+23.5%
EPS (diluted)$0.78+23.8%

Balance sheet

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Cash & equivalents$1.5B+140%
Total debt$4.8M-9.3%
Total equity$503.8M+12.0%
Total assets$5.7B+30.5%

Cash flow

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Operating cash flow$76.0M+6.0%
CapEx$1.8M-33.3%
Free cash flow$74.1M+7.6%

Valuation

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Market cap$1.14B-11.7%
Enterprise value-$348.99M-152%
P/E23.2×-3.7×
P/S2.1×-0.2×

Profitability

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Net margin8.9%+0.5pp
FCF margin45.6%-0.5pp

Returns & leverage

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Return on equity10.3%-2.4pp
Debt / equity0.0×