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Coastal Financial CCB Data processing and software licenses

Data processing and software licenses at other companies

Meridian logo
MeridianMRBK
$2.02M+18.3%
Meridian logo
MeridianMRBK
$1.57M+21.1%
Meridian logo
MeridianMRBK
$402K+8.4%
Meridian logo
MeridianMRBK
$51K+18.6%
Kulicke & Soffa Industries logo
Kulicke & Soffa IndustriesKLIC
$39.3M-0.5%
Kulicke & Soffa Industries logo
Kulicke & Soffa IndustriesKLIC
$39.3M-0.5%

Segments

By segment

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CCBX$10.32M+169%
Community Bank$2.34M+19.8%
Treasury & Administration$1.69M+764%

Other financials

Income statement

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Revenue$178.1M+49.1%
Net income-$42.1M-482%
EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%
Total debt$4.5M-10.7%
Total equity$463.4M+0.4%
Total assets$5.5B+21.8%

Cash flow

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Operating cash flow$76.9M+16.4%
CapEx$2.2M+6.1%
Free cash flow$74.6M+16.7%

Valuation

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Market cap$692.83M-53.7%
Enterprise value-$311.1M-140%
P/S1.1×-1.6×

Profitability

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Net margin-0.6%-9.2pp
FCF margin42.9%-3.5pp

Returns & leverage

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Return on equity-0.8%-13.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept ck1437958:SoftwareLicensesMaintenanceAndSubscriptions.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437958-26-000061
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
NONINTEREST EXPENSE
Salaries and employee benefits23,61521,45046,77942,967
Occupancy8909151,7491,949
Data processing and software licenses14,3485,54121,99110,423
Legal and professional expenses6,1975,96213,19911,850
Point of sale expense46469909176
Excise taxes9886812,1571,403
Federal Deposit Insurance Corporation ("FDIC") assessments8297901,4021,545

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's data processing and software licenses?
Coastal Financial (CCB) reported data processing and software licenses of $14.35M in Q2 2026.
How has Coastal Financial's data processing and software licenses changed year-over-year?
Coastal Financial's data processing and software licenses increased by 158.9% year-over-year, from $5.54M to $14.35M.
What is the long-term trend for Coastal Financial's data processing and software licenses?
Over 4 years (2021 to 2025), Coastal Financial's data processing and software licenses has grown at a 56.1% compound annual growth rate (CAGR), from $3.85M to $22.87M.
What does data processing and software licenses mean?
This metric tracks the costs associated with software licensing, maintenance agreements, and recurring subscription fees for the bank's operational and digital platforms. It reflects the ongoing investment in the technological infrastructure required to support banking services and customer-facing applications. Higher costs in this area often indicate a commitment to digital transformation or the scaling of technology-dependent service offerings.

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