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Coastal Financial CCB Commitments to extend credit, cancelable

Commitments to extend credit, cancelable at other companies

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Segments

By segment

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CCBX$1.42B+9.2%

Other financials

Income statement

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Revenue$178.1M+49.1%
Net income-$42.1M-482%
EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%
Total debt$4.5M-10.7%
Total equity$463.4M+0.4%
Total assets$5.5B+21.8%

Cash flow

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Operating cash flow$76.9M+16.4%
CapEx$2.2M+6.1%
Free cash flow$74.6M+16.7%

Valuation

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Market cap$692.83M-53.7%
Enterprise value-$311.1M-140%
P/S1.1×-1.6×

Profitability

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Net margin-0.6%-9.2pp
FCF margin42.9%-3.5pp

Returns & leverage

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Return on equity-0.8%-13.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept ck1437958:UnusedCommitmentsToExtendCreditCanceledUnconditionally.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437958-26-000061

As of June 30, 2026, $1.80 billion in CCBX commitments to extend credit for on-balance sheet loans were unconditionally cancelable, compared to $1.42 billion at December 31, 2025. Commitments that are unconditionally cancelable allow us to manage loan growth, credit concentrations and liquidity. We also limit CCBX partners to a maximum aggregate customer loan balance originated and held on our balance sheet, as shown in the table below.

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's commitments to extend credit, cancelable?
Coastal Financial (CCB) reported commitments to extend credit, cancelable of $1.8B in Q2 2026.
What does commitments to extend credit, cancelable mean?
Commitments to extend credit, cancelable as reported by Coastal Financial Corporation.

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