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CNB Financial CCNE PROVISION FOR CREDIT LOSS EXPENSE

PROVISION FOR CREDIT LOSS EXPENSE at other companies

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-$4.78M-189%
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-$5K+58.3%

Segments

By segment

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Reportable Segment$1.78M-59.0%

Other financials

Income statement

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Revenue$87.6M+43.2%
Net income$28.3M+103%
EPS (diluted)$0.91+49.2%

Balance sheet

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Cash & equivalents$458.4M+7.8%
Total debt$259.7M+82.1%
Total equity$909.4M+42.7%
Total assets$8.4B+33.5%

Cash flow

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Operating cash flow$36.9M+82.4%
CapEx$922.0K-61.0%
Free cash flow$36.0M+101%

Valuation

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Market cap$1.05B+58.6%
Enterprise value$854.31M+124%
P/E11×-1.2×
P/S3.1×+0.3×

Profitability

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Net margin28.7%+5.6pp
FCF margin25.6%-3.6pp

Returns & leverage

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Return on equity12.4%+3.5pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by CNB Financial in its filing.

Tagged under the XBRL concept ccne:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalAndOffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal.

The source filing: CNB Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000736772-26-000075
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Subordinated notes and debentures1,0011,0762,0472,154
Total interest expense39,31233,57478,02767,522
NET INTEREST INCOME76,34452,197149,667100,628
PROVISION FOR CREDIT LOSS EXPENSE1,7774,3382,7755,894
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSS EXPENSE74,56747,859146,89294,734
NON-INTEREST INCOME:
Service charges on deposit accounts2,0101,6564,0443,370
Other service charges and fees417427839937

Item 1. Financial Statements

FAQ

What is CNB Financial's PROVISION FOR CREDIT LOSS EXPENSE?
CNB Financial (CCNE) reported PROVISION FOR CREDIT LOSS EXPENSE of $1.78M in Q2 2026.
How has CNB Financial's PROVISION FOR CREDIT LOSS EXPENSE changed year-over-year?
CNB Financial's PROVISION FOR CREDIT LOSS EXPENSE decreased by 59.0% year-over-year, from $4.34M to $1.78M.
What is the long-term trend for CNB Financial's PROVISION FOR CREDIT LOSS EXPENSE?
Over 4 years (2021 to 2025), CNB Financial's PROVISION FOR CREDIT LOSS EXPENSE has grown at a 10.2% compound annual growth rate (CAGR), from $6M to $8.86M.
What does PROVISION FOR CREDIT LOSS EXPENSE mean?
PROVISION FOR CREDIT LOSS EXPENSE as reported by CNB Financial Corp/PA.

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