What does consumer — provision for credit loss mean?

This represents the periodic expense set aside to cover anticipated losses from the consumer loan portfolio. It reflects management's assessment of credit risk and the potential for borrower defaults within the consumer segment.

Pathward Financial, Inc. CASH Consumer — Provision for credit loss

Other segment segments

Commercial

$11.37M+192%

Corporate Services/Other

-$37K-295%

Similar metrics at other companies

BOHConsumer Banking — Provision for Credit Losses

$2.69M-18.3%

KEYConsumer Bank — Provision for Credit Losses

$40M-7.0%

WALConsumer Related Segment — Provision for (recovery of) credit losses

$6.4M+28.0%

BOKFConsumer Banking — Provision for Credit Losses

$1.51M-0.6%

VLYConsumer Banking — Provision for Credit Losses

$1.21M+114%

HBANConsumer & Regional Banking — Provision for Credit Losses

$120M+155%

Other financials

Income statement

See full

Revenue$276.3M+0.5%

Net income$72.9M-2.7%

EPS (diluted)$3.35+6.7%

Balance sheet

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Cash & equivalents$157.6M-38.0%

Total debt$82.7M+41.0%

Total equity$851.5M+4.5%

Total assets$7.1B+1.7%

Cash flow

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Operating cash flow$232.9M+23.7%

CapEx$2.3M-35.6%

Free cash flow$230.6M+24.8%

Valuation

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Market cap$1.79B+11.6%

Enterprise value$1.72B+20.9%

P/E9.5×+0.7×

P/S2.2×+0.2×

Profitability

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Net margin22.7%+0.5pp

FCF margin79.7%+36.0pp

Returns & leverage

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Return on equity22.7%-1.2pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Pathward Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: Pathward Financial, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathward Financial, Inc.'s consumer — provision for credit loss?: Pathward Financial, Inc. (CASH) reported consumer — provision for credit loss of $23.16M in Q1 2026.
How has Pathward Financial, Inc.'s consumer — provision for credit loss changed year-over-year?: Pathward Financial, Inc.'s consumer — provision for credit loss decreased by 27.0% year-over-year, from $31.74M to $23.16M.
What does consumer — provision for credit loss mean?: This represents the periodic expense set aside to cover anticipated losses from the consumer loan portfolio. It reflects management's assessment of credit risk and the potential for borrower defaults within the consumer segment.