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Pathward Financial, Inc. CASH Commercial — Provision for credit loss

Other segment segments

Consumer
$23.16M-27.0%
Corporate Services/Other
-$37K-295%

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$23.37M-17.4%

Other financials

Income statement

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Revenue$276.3M+0.5%
Net income$72.9M-2.7%
EPS (diluted)$3.35+6.7%

Balance sheet

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Cash & equivalents$157.6M-38.0%
Total debt$82.7M+41.0%
Total equity$851.5M+4.5%
Total assets$7.1B+1.7%

Cash flow

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Operating cash flow$232.9M+23.7%
CapEx$2.3M-35.6%
Free cash flow$230.6M+24.8%

Valuation

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Market cap$1.79B+11.6%
Enterprise value$1.72B+20.9%
P/E9.5×+0.7×
P/S2.2×+0.2×

Profitability

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Net margin22.7%+0.5pp
FCF margin79.7%+36.0pp

Returns & leverage

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Return on equity22.7%-1.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Pathward Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: Pathward Financial, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathward Financial, Inc.'s commercial — provision for credit loss?
Pathward Financial, Inc. (CASH) reported commercial — provision for credit loss of $22.49M in Q1 2026.
How has Pathward Financial, Inc.'s commercial — provision for credit loss changed year-over-year?
Pathward Financial, Inc.'s commercial — provision for credit loss increased by 541.1% year-over-year, from $3.51M to $22.49M.
What does commercial — provision for credit loss mean?
This represents the periodic expense charged to the income statement to maintain the allowance for loan and lease losses at an appropriate level. It reflects management's assessment of the credit risk and potential defaults within the commercial loan portfolio. Higher provisions indicate an expectation of increased credit deterioration or growth in the underlying loan book.