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CNB Financial CCNE Net Interest Income

Net Interest Income at other companies

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M&T BankMTB
$1.79B+4.6%
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Huntington BancsharesHBAN
$2.05B+39.9%
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$1.25B+9.6%
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PNC Financial ServicesPNC
$4.11B+15.5%
F.N.B. Corporation logo
F.N.B. CorporationFNB
$366M+5.2%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$25.69M+8.7%

Segments

By segment

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Reportable Segment$76.34M+46.3%

Other financials

Income statement

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Revenue$87.6M+43.2%
Net income$28.3M+103%
EPS (diluted)$0.91+49.2%

Balance sheet

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Cash & equivalents$458.4M+7.8%
Total debt$259.7M+82.1%
Total equity$909.4M+42.7%
Total assets$8.4B+33.5%

Cash flow

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Operating cash flow$36.9M+82.4%
CapEx$922.0K-61.0%
Free cash flow$36.0M+101%

Valuation

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Market cap$1.04B+56.8%
Enterprise value$842.13M+121%
P/E10.8×-1.4×
P/S3.1×+0.3×

Profitability

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Net margin28.7%+5.6pp
FCF margin25.6%-3.6pp

Returns & leverage

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Return on equity12.4%+3.5pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by CNB Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: CNB Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000736772-26-000075
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Borrowed funds and finance lease liabilities1,8572223,559458
Subordinated notes and debentures1,0011,0762,0472,154
Total interest expense39,31233,57478,02767,522
NET INTEREST INCOME76,34452,197149,667100,628
PROVISION FOR CREDIT LOSS EXPENSE1,7774,3382,7755,894
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSS EXPENSE74,56747,859146,89294,734
NON-INTEREST INCOME:
Service charges on deposit accounts2,0101,6564,0443,370

Item 1. Financial Statements

FAQ

What is CNB Financial's net interest income?
CNB Financial (CCNE) reported net interest income of $76.34M in Q2 2026.
How has CNB Financial's net interest income changed year-over-year?
CNB Financial's net interest income increased by 46.3% year-over-year, from $52.2M to $76.34M.
What is the long-term trend for CNB Financial's net interest income?
Over 4 years (2021 to 2025), CNB Financial's net interest income has grown at a 10.9% compound annual growth rate (CAGR), from $159.78M to $242.04M.
What does net interest income mean?
Net interest income is the difference between the interest earned on interest-earning assets and the interest paid on interest-bearing liabilities. It is the fundamental measure of a bank's core profitability and its ability to manage the spread between lending and funding rates. This metric is essential for assessing the underlying health of the bank's primary business model.

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