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Century Communities CCS Insurance Premium Notes

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Other financials

Income statement

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Revenue$789.7M-12.6%
Net income$24.4M-38.0%
EPS (diluted)$0.84-33.3%

Balance sheet

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Cash & equivalents$108.5M-18.5%
Total debt$1.5B-1.2%
Total equity$2.6B-1.0%
Total assets$4.5B-1.0%

Cash flow

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Operating cash flow-$50.3M-37.6%
CapEx$6.8M+100%
Free cash flow-$57.1M-42.9%

Valuation

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Market cap$1.81B-19.0%
Enterprise value$3.24B-11.1%
P/E13.6×+6.4×
P/S0.5×-0.1×

Profitability

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Operating margin7.2%
Net margin3.3%-3.8pp
FCF margin2.7%+2.0pp

Returns & leverage

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Return on equity5.2%-7.2pp
Debt / equity0.6×0.0×

Where this comes from

Reported directly by Century Communities in its filing.

Tagged under the XBRL concept ccs:InsurancePremiumNotes.

The official record: Century Communities’s 10-K, filed January 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Century Communities's insurance premium notes?
Century Communities (CCS) reported insurance premium notes of $9.2M in Q4 2025.
How has Century Communities's insurance premium notes changed year-over-year?
Century Communities's insurance premium notes decreased by 16.4% year-over-year, from $11M to $9.2M.
What is the long-term trend for Century Communities's insurance premium notes?
Over 5 years (2020 to 2025), Century Communities's insurance premium notes has grown at a 47.9% compound annual growth rate (CAGR), from $1.3M to $9.2M.
What does insurance premium notes mean?
This represents financing arrangements or promissory notes issued to cover insurance premiums for the company's operations. It reflects the company's strategy for managing large-scale insurance costs and its reliance on external financing to maintain necessary operational coverage.