Skip to content
Screener

Capitol Federal Financial CFFN Q3 2025 earnings

Reported July 23, 2025 · Before market open

Revenue$50.7MMiss by $2.7M
EPS$0.14In line
Revenue estimate$53.5M
EPS estimate$0.14

Next report

Oct 28, 2026 (In 3 weeks)
Revenue estimate$61.1M
EPS estimate$0.18

Financials

Q3 2025

Income statement

See full
Revenue$50.7M+12.7%
Net income$18.4M+90.5%
EPS (diluted)$0.14+100%

Balance sheet

See full
Cash & equivalents$175.0M-44.9%
Total debt$2.1B-9.6%
Total equity$1.0B+2.5%
Total assets$9.7B+0.9%

Cash flow

See full
Operating cash flow$12.4M-35.1%
CapEx$1.6M-38.6%
Free cash flow$10.8M-34.5%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$775.3M+8.2%
Enterprise value$2.67B-0.7%
P/E12.7×—
P/S4×—

Profitability

See full
Net margin31.9%-293pp

Returns & leverage

See full
Return on equity5.9%+3.6pp
Debt / equity2×-0.3×

Segments

By product

See full
Deposit service fees$2.9M+5.9%
Insurance commissions$884.0K-2.3%

FAQ

When did Capitol Federal Financial report Q3 2025 earnings?
Capitol Federal Financial (CFFN) reported Q3 2025 earnings on July 23, 2025 before market open.
What were Capitol Federal Financial's Q3 2025 revenue and EPS?
Capitol Federal Financial reported revenue of $50.7M and eps of $0.14 for Q3 2025.
Did Capitol Federal Financial beat estimates in Q3 2025?
Revenue missed the consensus estimate of $53.5M by $2.7M. EPS beat the consensus estimate of $0.14 by $0.00.
How did Capitol Federal Financial's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 14.5% from $44.3M a year earlier and eps grew 100.0% from $0.07.
Where can I find Capitol Federal Financial's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001490906-25-000018) and the 10-Q periodic report (0001490906-25-000021) directly on SEC EDGAR. The filing index links above go to sec.gov.