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Capitol Federal Financial CFFN Q2 2026 earnings

Reported April 29, 2026 · Before market open

Revenue$57.7MBeat by $753.0K
EPS$0.16Miss by $0.01
Revenue estimate$57.0M
EPS estimate$0.17

Next report

Date not yet announced

Financials

Q2 2026

Income statement

See full
Revenue$57.7M+18.3%
Net income$20.1M+30.8%
EPS (diluted)$0.16+33.3%

Balance sheet

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Cash & equivalents$330.9M-2.8%
Total debt$1.7B-20.3%
Total equity$1.0B-1.1%
Total assets$9.8B+1.1%

Cash flow

See full
Operating cash flow$21.4M+38.3%
CapEx$1.3M+72.2%
Free cash flow$20.1M+36.6%

Valuation & ratios

Valuation

as of 03/31/26
See full
Market cap$907.31M+24.5%
Enterprise value$2.28B-9.8%
P/E11.7×-2.2×
P/S4.1×+0.2×

Profitability

See full
Net margin35.3%+7.1pp
FCF margin30.3%—

Returns & leverage

See full
Return on equity7.5%+2.4pp
Debt / equity1.7×-0.4×

Segments

By product

See full
Deposit service fees$2.7M+3.6%
Insurance commissions$512.0K-44.8%

Versus estimates

Revenue

Q3 2026$60.2MBeat by $1.5M
Q2 2026$57.7MBeat by $753.0K
Q1 2026$56.8MBeat by $776.5KQ1 2026$53.9MMiss by $1.4MQ3 2025$50.7MMiss by $2.7MQ2 2025$47.9MMiss by $1.1M

Diluted EPS

Q3 2026$0.19Beat by $0.02
Q2 2026$0.16Miss by $0.01
Q1 2026$0.16Beat by $0.01Q1 2026$0.14In lineQ3 2025$0.14In lineQ2 2025$0.12Beat by $0.01

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Questions, answered.

When did Capitol Federal Financial report Q2 2026 earnings?
Capitol Federal Financial (CFFN) reported Q2 2026 earnings on April 29, 2026 before market open.
What were Capitol Federal Financial's Q2 2026 revenue and EPS?
Capitol Federal Financial reported revenue of $57.7M and eps of $0.16 for Q2 2026.
Did Capitol Federal Financial beat estimates in Q2 2026?
Revenue beat the consensus estimate of $57.0M by $753.0K. EPS missed the consensus estimate of $0.17 by $0.01.
How did Capitol Federal Financial's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 20.5% from $47.9M a year earlier and eps grew 33.3% from $0.12.
Where can I find Capitol Federal Financial's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001490906-26-000015) and the 10-Q periodic report (0001490906-26-000018) directly on SEC EDGAR. The filing index links above go to sec.gov.