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Capitol Federal Financial CFFN Q1 2026 earnings

Reported January 28, 2026 · Before market open

Revenue$56.8MBeat by $776.5K
EPS$0.16Beat by $0.01
Revenue estimate$56.0M
EPS estimate$0.15

Next report

Date not yet announced

Financials

Q1 2026

Income statement

See full
Revenue$56.8M+21.0%
Net income$20.3M+31.6%
EPS (diluted)$0.16+33.3%

Balance sheet

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Cash & equivalents$232.6M+36.6%
Total debt$1.8B-15.4%
Total equity$1.0B+1.4%
Total assets$9.8B+2.5%

Cash flow

See full
Operating cash flow$17.4M+211%
CapEx$1.6M+39.6%
Free cash flow$15.8M+255%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$895.09M+16.4%
Enterprise value$2.49B-9.8%
P/E12.3×-2.8×
P/S4.2×+0.1×

Profitability

See full
Net margin34.6%+6.8pp
FCF margin29%—

Returns & leverage

See full
Return on equity7%+2.1pp
Debt / equity1.8×-0.3×

Segments

By product

See full
Deposit service fees$2.9M+6.1%
Insurance commissions$789.0K+1.7%

Versus estimates

Revenue

Q3 2026$60.2MBeat by $1.5MQ2 2026$57.7MBeat by $753.0K
Q1 2026$56.8MBeat by $776.5K
Q1 2026$53.9MMiss by $1.4M
Q3 2025$50.7MMiss by $2.7MQ2 2025$47.9MMiss by $1.1M

Diluted EPS

Q3 2026$0.19Beat by $0.02Q2 2026$0.16Miss by $0.01
Q1 2026$0.16Beat by $0.01
Q1 2026$0.14In line
Q3 2025$0.14In lineQ2 2025$0.12Beat by $0.01

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Questions, answered.

When did Capitol Federal Financial report Q1 2026 earnings?
Capitol Federal Financial (CFFN) reported Q1 2026 earnings on January 28, 2026 before market open.
What were Capitol Federal Financial's Q1 2026 revenue and EPS?
Capitol Federal Financial reported revenue of $56.8M and eps of $0.16 for Q1 2026.
Did Capitol Federal Financial beat estimates in Q1 2026?
Revenue beat the consensus estimate of $56.0M by $776.5K. EPS beat the consensus estimate of $0.15 by $0.01.
How did Capitol Federal Financial's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 22.6% from $46.3M a year earlier and eps grew 33.3% from $0.12.
Where can I find Capitol Federal Financial's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001490906-26-000004) and the 10-Q periodic report (0001490906-26-000011) directly on SEC EDGAR. The filing index links above go to sec.gov.