Skip to content

Reported April 16, 2025 · Before market open

Revenue estimate$1.9B
EPS estimate$0.75

Next report

Jul 16, 2026 (In 6 days)
Revenue estimate$2.3B
EPS estimate$1.25

Financials

Q1 2025

Income statement

See full
Revenue$1.9B-1.2%
Net income$373.0M+11.7%
EPS (diluted)$0.77+18.5%

Balance sheet

See full
Cash & equivalents$11.5B-0.5%
Total debt$12.3B-10.9%
Total equity$24.9B+4.7%
Total assets$220.15B-0.1%

Cash flow

See full
Operating cash flow-$213.0M-138%
CapEx$14.0M+40.0%
Free cash flow-$227.0M-142%

Valuation & ratios

Valuation

as of 03/31/25
See full
Market cap$17.91B+7.7%
Enterprise value$18.68B-0.9%
P/E11.6×-0.1×
P/S2.3×+0.2×

Profitability

See full
Net margin19.9%+2.1pp
FCF margin14.2%-13.5pp

Returns & leverage

See full
Return on equity6.4%+0.4pp
Debt / equity0.5×-0.1×

Segments

By product

See full
Service charges and fees$108.0M+12.5%
Capital markets fees$95.0M-18.1%
Wealth fees$81.0M
Card fees$80.0M-4.8%
Other banking fees$3.0M0.0%

Versus estimates

Ask the moment Citizens Financial Group reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

When did Citizens Financial Group report Q1 2025 earnings?
Citizens Financial Group (CFG) reported Q1 2025 earnings on April 16, 2025 before market open.
What were Citizens Financial Group's Q1 2025 revenue and EPS?
Citizens Financial Group reported revenue of $1.9B and diluted EPS of $0.77 for Q1 2025.
Did Citizens Financial Group beat estimates in Q1 2025?
Revenue missed the consensus estimate of $1.9B by $2.0M. EPS beat the consensus estimate of $0.75 by $0.02.
Where can I find Citizens Financial Group's Q1 2025 SEC filings?
You can read the 10-Q periodic report (0000759944-25-000070) directly on SEC EDGAR. The filing index links above go to sec.gov.