Business Segments · Direct expenses

Commercial Banking — Direct expenses

Citizens Financial Group Commercial Banking — Direct expenses decreased by 9.2% to $228.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 4.6%, from $218.00M to $228.00M. Over 3 years (FY 2022 to FY 2025), Commercial Banking — Direct expenses shows an upward trend with a 3.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ1 2026

How to read this metric

A decrease relative to revenue indicates improved operational efficiency and better cost management.

Detailed definition

These are the costs directly attributable to the operations of the commercial banking segment, such as personnel costs f...

Peer comparison

Comparable to direct segment operating expenses reported by peer banking institutions.

Metric ID: cfg_segment_commercial_banking_direct_expenses

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$205.00M$205.00M$205.00M$205.00M$214.25M$214.25M$214.25M$214.25M$213.00M$208.00M$205.00M$209.00M$218.00M$219.00M$223.00M$251.00M$228.00M
QoQ Change+0.0%+0.0%+0.0%+4.5%+0.0%+0.0%+0.0%-0.6%-2.3%-1.4%+2.0%+4.3%+0.5%+1.8%+12.6%-9.2%
YoY Change+4.5%+4.5%+4.5%+4.5%-0.6%-2.9%-4.3%-2.5%+2.3%+5.3%+8.8%+20.1%+4.6%
Range$205.00M$251.00M
CAGR+2.7%
Avg YoY Growth+3.8%
Median YoY Growth+4.5%

Frequently Asked Questions

What is Citizens Financial Group's commercial banking — direct expenses?
Citizens Financial Group (CFG) reported commercial banking — direct expenses of $228.00M in Q1 2026.
How has Citizens Financial Group's commercial banking — direct expenses changed year-over-year?
Citizens Financial Group's commercial banking — direct expenses increased by 4.6% year-over-year, from $218.00M to $228.00M.
What is the long-term trend for Citizens Financial Group's commercial banking — direct expenses?
Over 3 years (2022 to 2025), Citizens Financial Group's commercial banking — direct expenses has grown at a 3.6% compound annual growth rate (CAGR), from $820.00M to $911.00M.
What does commercial banking — direct expenses mean?
Operating costs directly tied to the commercial banking segment's activities.