Non-cash expense representing the systematic allocation of tangible asset costs (depreciation) and intangible asset costs (amortization) over their useful lives.

Citizens Financial Group CFG D&A

Discontinued — last reported Q4 '15

D&A at other companies

M&T BankMTB

$79M-4.8%

PNC Financial ServicesPNC

$66M-26.7%

Washington Trust BancorpWASH

$807K-9.7%

Independent Bank CorpINDB

$10.21M-0.8%

Webster Financial CorporationWBS

$9.19M-0.6%

JPMorgan ChaseJPM

——

Segments

By segment

See full

Consumer Banking$31M0.0%

Commercial Banking$4M-20.0%

Other financials

Income statement

See full

Revenue$2.2B+12.0%

Net income$517.0M+38.6%

EPS (diluted)$1.13+46.8%

Balance sheet

See full

Cash & equivalents$12.3B+6.8%

Total debt$12.3B0.0%

Total equity$26.2B+5.3%

Total assets$227.92B+3.5%

Cash flow

See full

Operating cash flow$237.0M+211%

CapEx--100%

Free cash flow$237.0M+204%

Valuation

See full

Market cap$29.63B+56.9%

Enterprise value$29.62B+28.4%

P/E15×+3.1×

P/S3.5×+1.1×

Profitability

See full

Net margin23.3%+3.4pp

FCF margin33.7%+7.3pp

Returns & leverage

See full

Return on equity7.7%+1.4pp

Debt / equity0.5×0.0×

Where this comes from

Reported directly by Citizens Financial Group in its filing.

Tagged under the XBRL concept us-gaap:CapitalizedComputerSoftwareAmortization.

The official record: Citizens Financial Group’s 10-K, filed February 26, 2016, on SEC EDGAR. View the filing →

Questions, answered.

What does D&A mean?: Non-cash expense representing the systematic allocation of tangible asset costs (depreciation) and intangible asset costs (amortization) over their useful lives.