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Cullen/Frost Bankers CFR Compensation and benefits

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Segments

By segment

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Bank$145.83M+3.4%
Frost Wealth Advisors$19.94M+2.9%
Non-Banks$422K+6.6%

Other financials

Income statement

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Revenue$574.8M+6.4%
Net income$171.0M+13.3%
EPS (diluted)$2.65+15.2%

Balance sheet

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Cash & equivalents$7.1B-9.0%
Total debt$296.4M
Total equity$4.5B+10.1%
Total assets$52.7B+1.4%

Cash flow

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Operating cash flow$237.3M+180%
CapEx$38.6M-5.7%
Free cash flow$198.7M+159%

Valuation

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Market cap$10.32B+29.8%
P/E15.4×+2.4×
P/S4.6×+0.8×

Profitability

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Net margin29.5%+1.0pp
FCF margin3.5%

Returns & leverage

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Return on equity15.5%0.0pp
Debt / equity0.1×

Where this comes from

Reported directly by Cullen/Frost Bankers in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: Cullen/Frost Bankers’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 5:18 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000039263-26-000035
Line itemThree Months Ended March 31, 20262025
Other14,32612,466
Total non-interest income136,315124,011
Non-interest expense:
Salaries and wages166,190160,857
Employee benefits44,65642,157
Net occupancy34,75333,277
Technology, furniture, and equipment41,67440,118
Deposit insurance7,2037,184

Item 1. Financial Statements (Unaudited)

FAQ

What is Cullen/Frost Bankers's compensation and benefits?
Cullen/Frost Bankers (CFR) reported compensation and benefits of $166.19M in Q1 2026.
How has Cullen/Frost Bankers's compensation and benefits changed year-over-year?
Cullen/Frost Bankers's compensation and benefits increased by 3.3% year-over-year, from $160.86M to $166.19M.
What is the long-term trend for Cullen/Frost Bankers's compensation and benefits?
Over 4 years (2021 to 2025), Cullen/Frost Bankers's compensation and benefits has grown at a 14.3% compound annual growth rate (CAGR), from $395.5M to $674.65M.
What does compensation and benefits mean?
Total employee-related costs including salaries, wages, bonuses, commissions, stock-based compensation, health insurance, retirement contributions, and payroll taxes.

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