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City Holding Company CHCO Net Interest Income

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$1.89B+32.6%
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$3.6B+2.6%
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$108.8M+25.5%

Other financials

Income statement

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Revenue$79.2M+6.3%
Net income$31.7M+4.6%
EPS (diluted)$2.20+6.8%

Balance sheet

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Cash & equivalents$299.0M-22.3%
Total debt$150.0M0.0%
Total equity$794.4M+5.0%
Total assets$6.8B+2.1%

Cash flow

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Operating cash flow$38.0M+20.6%
CapEx$726.0K+187%
Free cash flow$37.3M+19.3%

Valuation

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Market cap$1.83B-1.8%
Enterprise value$1.68B+3.6%
P/E13.9×-1.9×
P/S5.7×-0.6×

Profitability

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Net margin41.4%+1.5pp
FCF margin42.2%-1.4pp

Returns & leverage

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Return on equity17%+0.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by City Holding Company in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: City Holding Company’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is City Holding Company's net interest income?
City Holding Company (CHCO) reported net interest income of $59.62M in Q1 2026.
How has City Holding Company's net interest income changed year-over-year?
City Holding Company's net interest income increased by 6.8% year-over-year, from $55.82M to $59.62M.
What is the long-term trend for City Holding Company's net interest income?
Over 4 years (2021 to 2025), City Holding Company's net interest income has grown at a 11.0% compound annual growth rate (CAGR), from $155.57M to $236.4M.
What does net interest income mean?
Net interest income is the difference between the interest earned on loans and investment securities and the interest paid on deposits and other funding sources. It represents the core profitability of a bank's lending and deposit-taking activities before accounting for credit losses or non-interest expenses.