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Chemung Financial CHMG Core Banking — Total Assets

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Other financials

Income statement

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Revenue$31.2M+209%
Net income$8.8M+237%
EPS (diluted)$1.82+235%

Balance sheet

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Cash & equivalents$73.1M-77.2%
Total debt$232.0M+42.2%
Total equity$270.4M+15.1%
Total assets$2.8B-1.1%

Cash flow

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Operating cash flow$9.2M-5.2%
CapEx$323.0K-10.3%
Free cash flow$8.9M-5.1%

Valuation

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Market cap$391.7M+63.7%
Enterprise value$550.55M+569%
P/E11.7×-9.7×
P/S3.3×+0.5×

Profitability

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Net margin27.9%+14.8pp
FCF margin37.7%+3.9pp

Returns & leverage

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Return on equity13.3%+8.1pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:Assets.

The source filing: Chemung Financial’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:29 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054168
Line itemCore BankingWMGHolding Company and CFSInter-Segment EliminationsConsolidated Totals
Total non-interest expense17,1251,746453(3)19,321
Income before income tax expense (benefit)10,7871,445(941)11,291
Income tax expense (benefit)2,414323(256)2,481
Segment net income (loss)$8,373$1,122$(685)$8,810
Supplemental Information:
Total assets as of June 30, 2026$2,726,884$3,065$313,704$(223,451)$2,820,202
Capital expenditures$307$10$6$323
Depreciation expense (1)$473$13$486

Item 1. Financial Statements – Unaudited

FAQ

What is Chemung Financial's core banking — total assets?
Chemung Financial (CHMG) reported core banking — total assets of $2.73B in Q2 2026.
How has Chemung Financial's core banking — total assets changed year-over-year?
Chemung Financial's core banking — total assets decreased by 3.2% year-over-year, from $2.82B to $2.73B.
What is the long-term trend for Chemung Financial's core banking — total assets?
Over 4 years (2021 to 2025), Chemung Financial's core banking — total assets has grown at a 3.2% compound annual growth rate (CAGR), from $9.62B to $10.92B.
What does core banking — total assets mean?
The total value of loans, securities, and other financial instruments held by the core banking segment. This metric represents the scale of the segment's balance sheet and its capacity to generate interest-based revenue.

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