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Chemung Financial CHMG Holding Company and CFS — Total non-interest income

Other segment segments

Core Banking
$2.91M+121%

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Other financials

Income statement

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Revenue$31.2M+209%
Net income$8.8M+237%
EPS (diluted)$1.82+235%

Balance sheet

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Cash & equivalents$73.1M-77.2%
Total debt$232.0M+42.2%
Total equity$270.4M+15.1%
Total assets$2.8B-1.1%

Cash flow

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Operating cash flow$9.2M-5.2%
CapEx$323.0K-10.3%
Free cash flow$8.9M-5.1%

Valuation

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Market cap$391.7M+63.7%
Enterprise value$550.55M+569%
P/E11.7×-9.7×
P/S3.3×+0.5×

Profitability

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Net margin27.9%+14.8pp
FCF margin37.7%+3.9pp

Returns & leverage

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Return on equity13.3%+8.1pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The source filing: Chemung Financial’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:29 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054168
Revenue by Operating Segment: Non-interest incomeCore Banking (b)WMGHolding Company and CFSTotal
WMG fee income3,1913,191
CFS fee and commission income394394
Net gains on sales of loans(a)4747
Loan servicing fees(a)3636
Changes in fair value of equity investments(a)25913272
Income from bank-owned life insurance(a)77
Other(a)411411
Total non-interest income$2,905$3,191$407$6,503

Item 1. Financial Statements – Unaudited

FAQ

What is Chemung Financial's holding company and CFS — total non-interest income?
Chemung Financial (CHMG) reported holding company and CFS — total non-interest income of $407K in Q2 2026.
How has Chemung Financial's holding company and CFS — total non-interest income changed year-over-year?
Chemung Financial's holding company and CFS — total non-interest income increased by 48.5% year-over-year, from $274K to $407K.
What does holding company and CFS — total non-interest income mean?
This metric aggregates all revenue streams generated by the holding company and its auxiliary financial services units that are not derived from interest-earning assets. It encompasses fees from wealth management, brokerage services, and other ancillary financial activities that diversify the firm's revenue base beyond traditional lending. Growth in this metric indicates a successful expansion of fee-based services and a reduced reliance on net interest margin fluctuations.

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