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Chemung Financial CHMG WMG — Other non-interest expenses

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Other financials

Income statement

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Revenue$31.2M+209%
Net income$8.8M+237%
EPS (diluted)$1.82+235%

Balance sheet

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Cash & equivalents$73.1M-77.2%
Total debt$232.0M+42.2%
Total equity$270.4M+15.1%
Total assets$2.8B-1.1%

Cash flow

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Operating cash flow$9.2M-5.2%
CapEx$323.0K-10.3%
Free cash flow$8.9M-5.1%

Valuation

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Market cap$391.7M+63.7%
Enterprise value$550.55M+569%
P/E11.7×-9.7×
P/S3.3×+0.5×

Profitability

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Net margin27.9%+14.8pp
FCF margin37.7%+3.9pp

Returns & leverage

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Return on equity13.3%+8.1pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:OtherExpenses.

The source filing: Chemung Financial’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:29 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054168
Line itemCore BankingWMGHolding Company and CFSInter-Segment EliminationsConsolidated Totals
Net occupancy expense1,479673(3)1,546
Furniture and equipment expense4582416498
Data processing & software expense2,32927882,615
Other non-interest expenses4,0652012154,481
Total non-interest expense17,1251,746453(3)19,321
Income before income tax expense (benefit)10,7871,445(941)11,291
Income tax expense (benefit)2,414323(256)2,481
Segment net income (loss)$8,373$1,122$(685)$8,810

Item 1. Financial Statements – Unaudited

FAQ

What is Chemung Financial's WMG — other non-interest expenses?
Chemung Financial (CHMG) reported WMG — other non-interest expenses of $201K in Q2 2026.
How has Chemung Financial's WMG — other non-interest expenses changed year-over-year?
Chemung Financial's WMG — other non-interest expenses decreased by 19.6% year-over-year, from $250K to $201K.
What is the long-term trend for Chemung Financial's WMG — other non-interest expenses?
Over 3 years (2022 to 2025), Chemung Financial's WMG — other non-interest expenses has grown at a -55.5% compound annual growth rate (CAGR), from $6.58M to $580K.
What does WMG — other non-interest expenses mean?
This metric aggregates miscellaneous operating costs within the Wealth Management segment that do not fall under standard categories like personnel or occupancy. It provides visibility into the secondary operational burdens of the wealth advisory business. Tracking this helps identify hidden cost drivers or fluctuations in administrative overhead.

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