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Deposits at other companies

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$168.89B+2.7%
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$147.82B-1.9%
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Citizens Financial Services, Inc.CZFS
$2.39B+4.4%
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$5.44B-8.4%
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Eagle Financial ServicesEFSI
$720.71M-1.1%
Community Financial System logo
Community Financial SystemCBU
$14.71B+7.4%

Other financials

Income statement

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Revenue$31.2M+209%
Net income$8.8M+237%
EPS (diluted)$1.82+235%

Balance sheet

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Cash & equivalents$73.1M-77.2%
Total debt$232.0M+42.2%
Total equity$270.4M+15.1%
Total assets$2.8B-1.1%

Cash flow

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Operating cash flow$9.2M-5.2%
CapEx$323.0K-10.3%
Free cash flow$8.9M-5.1%

Valuation

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Market cap$391.7M+63.7%
Enterprise value$550.55M+569%
P/E11.7×-9.7×
P/S3.3×+0.5×

Profitability

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Net margin27.9%+14.8pp
FCF margin37.7%+3.9pp

Returns & leverage

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Return on equity13.3%+8.1pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:Deposits.

The source filing: Chemung Financial’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:29 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054168
(in thousands, except share and per share data)June 30,2026December 31,2025
Deposits:
Non interest-bearing$681,912$624,532
Interest-bearing1,682,0221,646,142
Total deposits2,363,9342,270,674
Overnight and short-term advances89,59087,110
Subordinated debt, net of issuance costs of $921 and $972, respectively44,07944,028
Long-term finance lease obligation3,2653,444
Operating lease liabilities5,4404,937

Item 1. Financial Statements – Unaudited

FAQ

What is Chemung Financial's deposits?
Chemung Financial (CHMG) reported deposits of $2.36B in Q2 2026.
How has Chemung Financial's deposits changed year-over-year?
Chemung Financial's deposits decreased by 4.3% year-over-year, from $2.47B to $2.36B.
What is the long-term trend for Chemung Financial's deposits?
Over 5 years (2020 to 2025), Chemung Financial's deposits has grown at a 2.2% compound annual growth rate (CAGR), from $2.04B to $2.27B.
What does deposits mean?
Total customer deposits held by a bank or financial institution — the primary funding source for lending operations.

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