What is Chemung Financial's realized gain?

Chemung Financial (CHMG) reported realized gain of -$4.37M in Q4 2025.

What does realized gain mean?

This reflects the net gains or losses recognized upon the sale or redemption of investment securities held by the bank. It captures the impact of market fluctuations and portfolio management decisions on the bank's non-interest income.

Chemung Financial CHMG Realized gain

Realized gain at other companies

Amalgamated Financial Corp.AMAL

-$822K-20.9%

Heritage FinancialHFWA

$0+100%

First Citizens BancSharesFCNCA

$0—

USCB Financial Holdings, Inc.USCB

$14K—

Chemung FinancialCHMG

-$4.37M—

Columbia Banking SystemsCOLB

$0-100%

Segments

By segment

See full

Core Banking-$17.5M—

Holding Company CFS And CRM$0—

WMG$0—

Other financials

Income statement

See full

Revenue$29.9M+16.3%

Net income$9.2M+52.7%

EPS (diluted)$1.91+51.6%

Balance sheet

See full

Cash & equivalents$53.4M-0.1%

Total debt$204.5M+117%

Total equity$262.9M+15.2%

Total assets$2.7B-1.7%

Cash flow

See full

Operating cash flow$9.0M+25.9%

CapEx$133.0K-59.5%

Free cash flow$8.9M+30.0%

Valuation

See full

Market cap$358.26M+60.0%

Enterprise value$509.4M+92.4%

P/E19.6×+9.7×

P/S3.6×+1.4×

Profitability

See full

Net margin18.4%-4.4pp

FCF margin46.2%+20.8pp

Returns & leverage

See full

Return on equity7.4%-3.2pp

Debt / equity0.8×+0.4×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:DebtSecuritiesRealizedGainLoss.

The official record: Chemung Financial’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Chemung Financial's realized gain?: Chemung Financial (CHMG) reported realized gain of -$4.37M in Q4 2025.
What does realized gain mean?: This reflects the net gains or losses recognized upon the sale or redemption of investment securities held by the bank. It captures the impact of market fluctuations and portfolio management decisions on the bank's non-interest income.