Retirement And Life Insurance Contracts — Maximum guarantee exposure
Cigna Retirement And Life Insurance Contracts — Maximum guarantee exposure decreased by 2.5% to $390.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 4.9%, from $410.00M to $390.00M. Over 4 years (FY 2021 to FY 2025), Retirement And Life Insurance Contracts — Maximum guarantee exposure shows relatively stable performance with a -2.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests higher potential financial risk and a greater need for capital reserves, while a decrease indicates reduced exposure to long-term insurance liabilities.
Detailed definition
This metric represents the total potential financial obligation of the insurer under contractual guarantees provided to...
Peer comparison
Comparable to 'Maximum Potential Payout' or 'Total Guarantee Exposure' reported by other life and health insurers with legacy benefit obligations.
ci_segment_retiree_and_life_insurance_benefits_maximum_guarantee_exposureHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $450.00M | $440.00M | $440.00M | $430.00M | $430.00M | $420.00M | $420.00M | $420.00M | $420.00M | $420.00M | $420.00M | $410.00M | $410.00M | $410.00M | $410.00M | $410.00M | $400.00M | $400.00M | $400.00M | $390.00M |
| QoQ Change | — | -2.2% | +0.0% | -2.3% | +0.0% | -2.3% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | -2.4% | +0.0% | +0.0% | +0.0% | +0.0% | -2.4% | +0.0% | +0.0% | -2.5% |
| YoY Change | — | — | — | — | -4.4% | -4.5% | -4.5% | -2.3% | -2.3% | +0.0% | +0.0% | -2.4% | -2.4% | -2.4% | -2.4% | +0.0% | -2.4% | -2.4% | -2.4% | -4.9% |
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Frequently Asked Questions
- What is Cigna's retirement and life insurance contracts — maximum guarantee exposure?
- Cigna (CI) reported retirement and life insurance contracts — maximum guarantee exposure of $390.00M in Q1 2026.
- How has Cigna's retirement and life insurance contracts — maximum guarantee exposure changed year-over-year?
- Cigna's retirement and life insurance contracts — maximum guarantee exposure decreased by 4.9% year-over-year, from $410.00M to $390.00M.
- What is the long-term trend for Cigna's retirement and life insurance contracts — maximum guarantee exposure?
- Over 4 years (2021 to 2025), Cigna's retirement and life insurance contracts — maximum guarantee exposure has grown at a -2.4% compound annual growth rate (CAGR), from $1.78B to $1.61B.
- What does retirement and life insurance contracts — maximum guarantee exposure mean?
- The maximum possible payout the company could owe under its retiree and life insurance guarantee contracts.