Interest credited to policyholder account balances
Cincinnati Financial Interest credited to policyholder account balances remained flat by 0.0% to $11.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $11.00M to $11.00M. Over 4 years (FY 2021 to FY 2025), Interest credited to policyholder account balances shows relatively stable performance with a -0.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase reflects growth in interest-sensitive liabilities or rising interest rate environments, impacting the net cost of funds.
Detailed definition
This represents the interest expense accrued on policyholder account balances, such as annuities or universal life produ...
Peer comparison
Standard for life and annuity insurers; peers with similar product mixes will show comparable interest crediting trends.
operating_interest_credited_to_policy_owner_accountHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $12.00M | $10.00M | $12.00M | $12.00M | $11.00M | $11.00M | $9.00M | $10.00M | $11.00M | $12.00M | $12.00M | $11.00M | $11.00M | $12.00M | $10.00M | $11.00M | $11.00M | $11.00M | $11.00M | $11.00M |
| QoQ Change | — | -16.7% | +20.0% | +0.0% | -8.3% | +0.0% | -18.2% | +11.1% | +10.0% | +9.1% | +0.0% | -8.3% | +0.0% | +9.1% | -16.7% | +10.0% | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | -8.3% | +10.0% | -25.0% | -16.7% | +0.0% | +9.1% | +33.3% | +10.0% | +0.0% | +0.0% | -16.7% | +0.0% | +0.0% | -8.3% | +10.0% | +0.0% |
Interest credited to policyholder account balances at Other Companies
Frequently Asked Questions
- What is Cincinnati Financial's interest credited to policyholder account balances?
- Cincinnati Financial (CINF) reported interest credited to policyholder account balances of $11.00M in Q1 2026.
- How has Cincinnati Financial's interest credited to policyholder account balances changed year-over-year?
- Cincinnati Financial's interest credited to policyholder account balances decreased by 0.0% year-over-year, from $11.00M to $11.00M.
- What is the long-term trend for Cincinnati Financial's interest credited to policyholder account balances?
- Over 4 years (2021 to 2025), Cincinnati Financial's interest credited to policyholder account balances has grown at a -0.6% compound annual growth rate (CAGR), from $45.00M to $44.00M.
- What does interest credited to policyholder account balances mean?
- Interest costs paid or credited to policyholders on their held account balances.