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Civista Bancshares CIVB Automated Teller Machine And Interchange Expense

Automated Teller Machine And Interchange Expense at other companies

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Other financials

Income statement

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Revenue$47.6M+15.0%
Net income$14.3M+30.0%
EPS (diluted)$0.69-2.8%

Balance sheet

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Cash & equivalents$77.3M+22.4%
Total debt$2.5M+10.7%
Total equity$566.8M+40.2%
Total assets$4.3B+2.6%

Cash flow

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Operating cash flow$17.1M+54.4%
CapEx$161.0K+30.9%
Free cash flow$3.5M+449%

Valuation

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Market cap$589.1M+57.7%
P/E10.8×+1.4×
P/S3.2×+0.9×

Profitability

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Net margin29.3%+4.9pp
FCF margin29.6%+3.0pp

Returns & leverage

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Return on equity11.2%+1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Civista Bancshares in its filing.

Tagged under the XBRL concept civb:AutomatedTellerMachineAndInterchangeExpense.

The source filing: Civista Bancshares’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 5:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-338386
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
State franchise tax5996341,1531,160
Professional services1,2211,7982,8063,888
Equipment expense1,7201,7643,8093,867
ATM/Interchange expense7436831,4751,263
Marketing5422891,020585
Amortization of core deposit intangibles6963381,392670
Software maintenance expense1,2351,2942,7102,571
Other operating expenses3,5753,0276,8345,832

ITEM 1. Financial Statements

FAQ

What is Civista Bancshares's automated teller machine and interchange expense?
Civista Bancshares (CIVB) reported automated teller machine and interchange expense of $743K in Q2 2026.
How has Civista Bancshares's automated teller machine and interchange expense changed year-over-year?
Civista Bancshares's automated teller machine and interchange expense increased by 8.8% year-over-year, from $683K to $743K.
What is the long-term trend for Civista Bancshares's automated teller machine and interchange expense?
Over 4 years (2021 to 2025), Civista Bancshares's automated teller machine and interchange expense has grown at a 4.2% compound annual growth rate (CAGR), from $2.31M to $2.73M.
What does automated teller machine and interchange expense mean?
Automated Teller Machine And Interchange Expense as reported by Civista Bancshares, Inc..

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