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Civista Bancshares CIVB Automated Teller Machine And Interchange Fees

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Other financials

Income statement

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Revenue$47.6M+15.0%
Net income$14.3M+30.0%
EPS (diluted)$0.69-2.8%

Balance sheet

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Cash & equivalents$77.3M+22.4%
Total debt$2.5M+10.7%
Total equity$566.8M+40.2%
Total assets$4.3B+2.6%

Cash flow

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Operating cash flow$17.1M+54.4%
CapEx$161.0K+30.9%
Free cash flow$3.5M+449%

Valuation

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Market cap$589.1M+57.7%
P/E10.8×+1.4×
P/S3.2×+0.9×

Profitability

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Net margin29.3%+4.9pp
FCF margin29.6%+3.0pp

Returns & leverage

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Return on equity11.2%+1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Civista Bancshares in its filing.

Tagged under the XBRL concept civb:AutomatedTellerMachineAndInterchangeFees.

The source filing: Civista Bancshares’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 5:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-338386
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Service charges1,8891,5643,6033,088
Net gain (loss) on equity securities140(74)173(103)
Net gain on sale of loans and leases1,5018413,1061,445
ATM/Interchange fees1,5551,4182,9412,744
Wealth management fees1,4591,3252,8922,665
Lease revenue and residual income1,4045253,0342,421
Bank owned life insurance399386789773
Swap fees35359125

ITEM 1. Financial Statements

FAQ

What is Civista Bancshares's automated teller machine and interchange fees?
Civista Bancshares (CIVB) reported automated teller machine and interchange fees of $1.56M in Q2 2026.
How has Civista Bancshares's automated teller machine and interchange fees changed year-over-year?
Civista Bancshares's automated teller machine and interchange fees increased by 9.7% year-over-year, from $1.42M to $1.56M.
What is the long-term trend for Civista Bancshares's automated teller machine and interchange fees?
Over 4 years (2021 to 2025), Civista Bancshares's automated teller machine and interchange fees has grown at a 2.0% compound annual growth rate (CAGR), from $5.44M to $5.9M.
What does automated teller machine and interchange fees mean?
Automated Teller Machine And Interchange Fees as reported by Civista Bancshares, Inc..

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