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Civista Bancshares CIVB Lease Revenue And Residual Income

Lease Revenue And Residual Income at other companies

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Other financials

Income statement

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Revenue$47.6M+15.0%
Net income$14.3M+30.0%
EPS (diluted)$0.69-2.8%

Balance sheet

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Cash & equivalents$77.3M+22.4%
Total debt$2.5M+10.7%
Total equity$566.8M+40.2%
Total assets$4.3B+2.6%

Cash flow

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Operating cash flow$17.1M+54.4%
CapEx$161.0K+30.9%
Free cash flow$3.5M+449%

Valuation

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Market cap$599.71M+60.4%
P/E11×+1.6×
P/S3.2×+0.9×

Profitability

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Net margin29.3%+4.9pp
FCF margin29.6%+3.0pp

Returns & leverage

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Return on equity11.2%+1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Civista Bancshares in its filing.

Tagged under the XBRL concept civb:LeaseRevenueAndResidualIncome.

The source filing: Civista Bancshares’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 5:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-338386
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Net gain on sale of loans and leases1,5018413,1061,445
ATM/Interchange fees1,5551,4182,9412,744
Wealth management fees1,4591,3252,8922,665
Lease revenue and residual income1,4045253,0342,421
Bank owned life insurance399386789773
Swap fees35359125
Other6575511,8411,291
Total noninterest income9,0076,58918,43814,449

ITEM 1. Financial Statements

FAQ

What is Civista Bancshares's lease revenue and residual income?
Civista Bancshares (CIVB) reported lease revenue and residual income of $1.4M in Q2 2026.
How has Civista Bancshares's lease revenue and residual income changed year-over-year?
Civista Bancshares's lease revenue and residual income increased by 167.4% year-over-year, from $525K to $1.4M.
What is the long-term trend for Civista Bancshares's lease revenue and residual income?
Over 3 years (2022 to 2025), Civista Bancshares's lease revenue and residual income has grown at a 36.5% compound annual growth rate (CAGR), from $2.31M to $5.87M.
What does lease revenue and residual income mean?
Lease Revenue And Residual Income as reported by Civista Bancshares, Inc..

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