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Civista Bancshares CIVB Software Maintenance Expense

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Other financials

Income statement

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Revenue$47.6M+15.0%
Net income$14.3M+30.0%
EPS (diluted)$0.69-2.8%

Balance sheet

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Cash & equivalents$77.3M+22.4%
Total debt$2.5M+10.7%
Total equity$566.8M+40.2%
Total assets$4.3B+2.6%

Cash flow

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Operating cash flow$17.1M+54.4%
CapEx$161.0K+30.9%
Free cash flow$3.5M+449%

Valuation

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Market cap$599.71M+60.4%
P/E11×+1.6×
P/S3.2×+0.9×

Profitability

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Net margin29.3%+4.9pp
FCF margin29.6%+3.0pp

Returns & leverage

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Return on equity11.2%+1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Civista Bancshares in its filing.

Tagged under the XBRL concept civb:SoftwareMaintenanceExpense.

The source filing: Civista Bancshares’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 5:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-338386
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
ATM/Interchange expense7436831,4751,263
Marketing5422891,020585
Amortization of core deposit intangibles6963381,392670
Software maintenance expense1,2351,2942,7102,571
Other operating expenses3,5753,0276,8345,832
Total noninterest expense28,65327,48258,52654,608
Income before taxes17,17712,89635,18724,836
Income tax expense2,8621,8815,8833,653

ITEM 1. Financial Statements

FAQ

What is Civista Bancshares's software maintenance expense?
Civista Bancshares (CIVB) reported software maintenance expense of $1.24M in Q2 2026.
How has Civista Bancshares's software maintenance expense changed year-over-year?
Civista Bancshares's software maintenance expense decreased by 4.6% year-over-year, from $1.29M to $1.24M.
What is the long-term trend for Civista Bancshares's software maintenance expense?
Over 4 years (2021 to 2025), Civista Bancshares's software maintenance expense has grown at a 18.7% compound annual growth rate (CAGR), from $2.76M to $5.46M.
What does software maintenance expense mean?
Software Maintenance Expense as reported by Civista Bancshares, Inc..

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