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Civista Bancshares CIVB Occupancy and equipment

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Other financials

Income statement

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Revenue$47.6M+15.0%
Net income$14.3M+30.0%
EPS (diluted)$0.69-2.8%

Balance sheet

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Cash & equivalents$77.3M+22.4%
Total debt$2.5M+10.7%
Total equity$566.8M+40.2%
Total assets$4.3B+2.6%

Cash flow

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Operating cash flow$17.1M+54.4%
CapEx$161.0K+30.9%
Free cash flow$3.5M+449%

Valuation

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Market cap$584.94M+56.6%
P/E10.8×+1.3×
P/S3.2×+0.8×

Profitability

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Net margin29.3%+4.9pp
FCF margin29.6%+3.0pp

Returns & leverage

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Return on equity11.2%+1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Civista Bancshares in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: Civista Bancshares’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 5:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-338386
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Total noninterest income9,0076,58918,43814,449
Noninterest expense
Compensation expense15,73715,01131,96629,054
Net occupancy expense1,5831,4193,2063,053
Contracted data processing5825361,3121,103
FDIC assessment4206898431,562
State franchise tax5996341,1531,160
Professional services1,2211,7982,8063,888

ITEM 1. Financial Statements

FAQ

What is Civista Bancshares's occupancy and equipment?
Civista Bancshares (CIVB) reported occupancy and equipment of $1.58M in Q2 2026.
How has Civista Bancshares's occupancy and equipment changed year-over-year?
Civista Bancshares's occupancy and equipment increased by 11.6% year-over-year, from $1.42M to $1.58M.
What is the long-term trend for Civista Bancshares's occupancy and equipment?
Over 4 years (2021 to 2025), Civista Bancshares's occupancy and equipment has grown at a 8.9% compound annual growth rate (CAGR), from $4.21M to $5.93M.
What does occupancy and equipment mean?
Costs for office and branch facilities (rent, utilities, maintenance) and equipment (depreciation, repairs, technology hardware) used in operations.

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