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TTM Q1 '26TTM Q4 '25TTM Q3 '25TTM Q2 '25TTM Q1 '25
Profitability
Operating margin-2.6%+1.9pp-4.4%-1.2pp-3.3%-0.6pp-2.6%-1.0pp-1.6%+1.7pp
Net margin-2.6%+1.9pp-4.4%-1.2pp-3.3%-0.6pp-2.7%-1.0pp-1.7%+1.4pp
EBITDA margin-2.5%+1.9pp-4.4%-1.2pp-3.2%-0.6pp-2.5%-1.0pp-1.5%+1.7pp
Returns
Return on equity-16.9%+9.5pp-26.3%-9.3pp-17.1%-4.2pp-12.9%-4.9pp-8%+5.7pp
Return on assets-8.9%+6.4pp-15.3%-5.6pp-9.6%-2.7pp-6.9%-2.9pp-4%+3.5pp
Efficiency
Asset turnover3.5×0.0×3.4×+0.5×2.9×+0.4×2.6×+0.2×2.4×0.0×
Liquidity
Current ratio1.3×-0.1×1.5×-0.2×1.7×-0.1×1.8×+0.3×1.5×-0.1×
Quick ratio1.3×-0.1×1.5×-0.2×1.7×-0.1×1.8×+0.3×1.5×-0.1×
Cash ratio0.5×+0.1×0.4×-0.6×0.0×0.9×+0.2×0.7×-0.2×
Per Share
Book value per share$0.64+5.7%$0.60-9.3%$0.66-1.7%$0.680.0%$0.68-2.9%
Valuation
Market capitalization$923.41M-23.9%$1.21B-22.6%$1.57B+8.5%$1.45B-21.2%$1.83B+16.2%
Price / sales0.4×-0.2×0.6×-0.3×0.9×0.0×0.9×-0.3×1.2×+0.1×
Price / book2.7×-1.2×3.9×-0.7×4.6×+0.4×4.2×-1.3×5.5×+0.8×
Earnings yield-6.2%+0.9pp-7%-3.3pp-3.7%-0.7pp-3%-1.6pp-1.4%+1.4pp

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Questions, answered.

Where do Clover Health Investments's ratios come from?
Every ratio is computed from Clover Health Investments's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.