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CNA Financial CNA Commercial — Policyholder Contract Deposits

Discontinued — last reported Q4 '14

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CRBGPolicyholder Contract Deposit, Gross

Other financials

Income statement

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Revenue$3.7B+1.4%
Net income$211.0M-23.0%
EPS (diluted)$0.78-22.0%

Balance sheet

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Cash & equivalents$522.0M+8.1%
Total debt$3.0B-0.1%
Total equity$10.9B+5.6%
Total assets$68.6B+1.8%

Cash flow

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Operating cash flow$393.0M-38.4%
CapEx$13.0M-27.8%
Free cash flow$380.0M-38.7%

Valuation

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Market cap$12.04B-9.7%
Enterprise value$14.49B-8.4%
P/E9.9×-5.0×
P/S0.8×-0.1×

Profitability

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Net margin8.1%+1.9pp
FCF margin14.4%-3.7pp

Returns & leverage

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Return on equity11.5%+2.5pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by CNA Financial in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderContractDeposits.

The official record: CNA Financial’s 10-K, filed February 17, 2016, on SEC EDGAR. View the filing →

Questions, answered.

What does commercial — policyholder contract deposits mean?
The amount of money held by the insurer on behalf of policyholders that is expected to be paid out in the future.
How do you interpret commercial — policyholder contract deposits?
An increase suggests growth in long-term insurance business or deposit-based products, while a decrease may indicate contract maturities or shifts in product mix.
How does commercial — policyholder contract deposits compare across companies?
Similar to 'Policyholder Account Balances' or 'Deposit Liabilities' reported by life and annuity insurance providers.