Business Segments · Medical claims liability

Commercial — Medical claims liability

Centene Commercial — Medical claims liability decreased by 10.0% to $5.12B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 9.1%, from $4.69B to $5.12B. Over 3 years (FY 2022 to FY 2025), Commercial — Medical claims liability shows an upward trend with a 41.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2020
Last reportedQ1 2026

How to read this metric

An increase may indicate rising medical costs or membership growth, while a decrease could suggest improved claims processing efficiency or lower utilization.

Detailed definition

This represents the total estimated financial obligation for medical services provided to members that have been incurre...

Peer comparison

Standard across managed care organizations as 'IBNR' (Incurred But Not Reported) or 'Claims Payable'.

Metric ID: cnc_segment_commercial_medical_claims_liability

Historical Data

18 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$2.01B$1.96B$1.85B$1.80B$1.92B$2.32B$2.53B$2.73B$3.46B$3.82B$3.90B$4.07B$4.46B$4.69B$5.12B$5.63B$5.68B$5.12B
QoQ Change-2.8%-5.3%-2.6%+6.5%+20.8%+9.1%+7.8%+26.7%+10.3%+2.1%+4.4%+9.7%+5.1%+9.2%+9.9%+1.0%-10.0%
YoY Change-4.6%+18.6%+36.7%+51.3%+80.1%+64.4%+53.8%+49.0%+29.0%+22.9%+31.5%+38.4%+27.3%+9.1%
Range$1.80B$5.68B
CAGR+24.5%
Avg YoY Growth+36.3%
Median YoY Growth+34.1%

Frequently Asked Questions

What is Centene's commercial — medical claims liability?
Centene (CNC) reported commercial — medical claims liability of $5.12B in Q1 2026.
How has Centene's commercial — medical claims liability changed year-over-year?
Centene's commercial — medical claims liability increased by 9.1% year-over-year, from $4.69B to $5.12B.
What is the long-term trend for Centene's commercial — medical claims liability?
Over 3 years (2022 to 2025), Centene's commercial — medical claims liability has grown at a 41.0% compound annual growth rate (CAGR), from $7.54B to $21.12B.
What does commercial — medical claims liability mean?
The total estimated amount of money the company owes for medical services that members have already received.