Revenue

Net Interest Income

Year-over-year, this metric declined by 50.0%, from $6.00M to $3.00M. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementIncome Statement
SectionRevenue
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026

How to read this metric

An increase typically signals effective balance sheet management, growth in the loan portfolio, or a favorable interest rate environment, while a decrease may indicate margin compression or a decline in earning assets.

Detailed definition

Net interest income represents the difference between the interest earned on interest-bearing assets, such as loans and...

Peer comparison

Peers in the regional banking sector typically report this as a primary revenue line item, with variations driven by the specific mix of commercial versus retail lending and the sensitivity of their deposit base to market interest rates.

Metric ID: net_interest_income

Historical Data

7 periods
 Q1 '24Q2 '24Q3 '24Q1 '25Q2 '25Q3 '25Q1 '26
Value$0.00$0.00$0.00$6.00M$0.00$0.00$3.00M
QoQ Change-100.0%
YoY Change-50.0%
Range$0.00$6.00M
Avg YoY Growth-50.0%
Median YoY Growth-50.0%

Business Segments

View all
SegmentQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Corporate and Other$3.00M$2.00M$7.00M$7.00M-$3.00M$5.00M$8.00M$8.00M
Electric$6.00M$4.00M$4.00M$7.00M$1.00M$4.00M
Natural Gas$1.00M$1.00M$0.00$2.00M$10.00M$0.00$0.00$0.00
Total$0.00$0.00$6.00M$0.00$0.00$3.00M

Corporate and Other, Electric, Natural Gas were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.

Frequently Asked Questions

What is CenterPoint Energy's net interest income?
CenterPoint Energy (CNP) reported net interest income of $3.00M in Q1 2026.
How has CenterPoint Energy's net interest income changed year-over-year?
CenterPoint Energy's net interest income decreased by 50.0% year-over-year, from $6.00M to $3.00M.
What does net interest income mean?
The profit a bank makes from the difference between the interest it earns on loans and the interest it pays on deposits.