What is Capital One Financial's gross charge-offs?

Capital One Financial (COF) reported gross charge-offs of $5.45B in Q1 2026.

How has Capital One Financial's gross charge-offs changed year-over-year?

Capital One Financial's gross charge-offs increased by 47.5% year-over-year, from $3.69B to $5.45B.

Gross charge-offs

Capital One Financial Gross charge-offs increased by 10.2% to $5.45B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 47.5%, from $3.69B to $5.45B.

Analysis

StatementIncome Statement

SectionOther

First reportedQ1 2024

Last reportedQ1 2026May 7, 2026

Metric ID: other_financing_receivable_excluding_accrued_interest_al_27144d

Historical Data

7 periods

	Q1 '24	Q2 '24	Q3 '24	Q1 '25	Q2 '25	Q3 '25	Q1 '26
Value	$3.27B	$3.36B	$3.43B	$3.69B	$4.28B	$4.94B	$5.45B
QoQ Change	—	+2.7%	+2.0%	+7.7%	+16.0%	+15.4%	+10.2%
YoY Change	—	—	—	+12.8%	+27.4%	+44.2%	+47.5%

Range$3.27B – $5.45B

CAGR+40.4%

Avg YoY Growth+33.0%

Median YoY Growth+35.8%

Current Streak6+ quarters growth

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Frequently Asked Questions

What is Capital One Financial's gross charge-offs?: Capital One Financial (COF) reported gross charge-offs of $5.45B in Q1 2026.
How has Capital One Financial's gross charge-offs changed year-over-year?: Capital One Financial's gross charge-offs increased by 47.5% year-over-year, from $3.69B to $5.45B.