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ChoiceOne Financial COFS Ratios & Valuation

Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Profitability
Net margin32.3%+25.3pp17.4%-11.5pp15%-13.0pp11.4%-15.7pp7%-19.4pp
Returns
Return on equity12.4%+10.2pp7.8%-4.0pp6.2%-5.4pp4.4%-7.1pp2.3%-9.1pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×0.0×
Valuation
Market capitalization$490.73M+17.4%$443.5M+38.9%$434.83M+85.9%$436.49M+102%$432.63M+109%
Price / earnings8.8×-49.4×15.7×+3.8×20.3×+10.8×30.9×+21.3×60.2×+50.5×
Price / sales2.8×-1.2×2.7×-0.7×+0.4×3.5×+0.9×4.2×+1.6×
Price / book+0.1×-0.3×0.0×0.0×0.0×
Dividend yield3.5%+0.8pp3.8%+1.0pp3.5%-0.2pp3.1%-0.7pp2.6%-1.3pp

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Questions, answered.

Where do ChoiceOne Financial's ratios come from?
Every ratio is computed from ChoiceOne Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.