ChoiceOne Financial COFS Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 32.3%+25.3pp | 17.4%-11.5pp | 15%-13.0pp | 11.4%-15.7pp | 7%-19.4pp | |
| Returns | ||||||
| Return on equity | 12.4%+10.2pp | 7.8%-4.0pp | 6.2%-5.4pp | 4.4%-7.1pp | 2.3%-9.1pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Valuation | ||||||
| Market capitalization | $490.73M+17.4% | $443.5M+38.9% | $434.83M+85.9% | $436.49M+102% | $432.63M+109% | |
| Price / earnings | 8.8×-49.4× | 15.7×+3.8× | 20.3×+10.8× | 30.9×+21.3× | 60.2×+50.5× | |
| Price / sales | 2.8×-1.2× | 2.7×-0.7× | 3×+0.4× | 3.5×+0.9× | 4.2×+1.6× | |
| Price / book | 1×+0.1× | 1×-0.3× | 1×0.0× | 1×0.0× | 1×0.0× | |
| Dividend yield | 3.5%+0.8pp | 3.8%+1.0pp | 3.5%-0.2pp | 3.1%-0.7pp | 2.6%-1.3pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do ChoiceOne Financial's ratios come from?
- Every ratio is computed from ChoiceOne Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
