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ChoiceOne Financial COFS Ratios & Valuation

Q2 '26Q1 '26Q4 '25Q3 '25Q2 '25
Profitability
Net margin31.9%+20.4pp32.3%+25.3pp17.4%-11.5pp15%-13.0pp11.4%-15.7pp
Returns
Return on equity12%+7.6pp12.4%+10.2pp7.8%-4.0pp6.2%-5.4pp4.4%-7.1pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×0.0×
Valuation
Market capitalization$508.32M+16.9%$421.29M-2.6%$443.5M+38.9%$434.83M+85.9%$436.49M+102%
Price / earnings9.3×-21.5×7.6×-52.6×15.7×+3.8×20.3×+10.8×30.9×+21.3×
Price / sales-0.6×2.4×-1.8×2.7×-0.7×+0.4×3.5×+0.9×
Price / book1.1×0.0×0.9×-0.1×-0.3×0.0×0.0×
Dividend yield3.4%+0.3pp4.1%+1.5pp3.8%+1.0pp3.5%-0.2pp3.1%-0.7pp

FAQ

Where do ChoiceOne Financial's ratios come from?
Every ratio is computed from ChoiceOne Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.