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ChoiceOne Financial COFS Price / book

Price / book at other companies

JPMorgan ChaseJPM

2.2×+0.2×

Ally FinancialALLY

0.8×0.0×

Huntington BancsharesHBAN

1×-0.1×

Financial InstitutionsFISI

1×+0.1×

Capital City Bank GroupCCBG

1.3×+0.1×

Pioneer Bancorp, Inc.PBFS

1×+0.1×

Other financials

Income statement

Revenue$42.5M+35.9%

Net income$13.7M+199%

EPS (diluted)$0.91+171%

Balance sheet

Cash & equivalents$84.2M-39.6%

Total debt$2.9M+360%

Total equity$470.0M+10.1%

Total assets$4.4B+2.1%

Cash flow

Operating cash flow-$177.0K+98.1%

CapEx$1.5M+82.5%

Free cash flow-$1.7M+83.4%

Valuation

Market cap$490.73M+17.4%

P/E8.8×-49.4×

P/S2.8×-1.2×

Profitability

Net margin32.3%+25.3pp

FCF margin19.5%—

Returns & leverage

Return on equity12.4%+10.2pp

Debt / equity0×0.0×

Where this comes from

Calculated from ChoiceOne Financial’s reported figures.

market cap/total stockholders equity=0.9×

Based on the most recent quarter.

The official record: ChoiceOne Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ChoiceOne Financial's price / book?: ChoiceOne Financial (COFS) reported price / book of 0.9× in Q1 2026.
How has ChoiceOne Financial's price / book changed year-over-year?: ChoiceOne Financial's price / book decreased by 11.5% year-over-year, from 1× to 0.9×.
What is the long-term trend for ChoiceOne Financial's price / book?: Over 5 years (2020 to 2025), ChoiceOne Financial's price / book has grown at a -2.1% compound annual growth rate (CAGR), from 1.1× to 1×.
What does price / book mean?: Market capitalization at the quarter end divided by shareholders' equity. The premium (or discount) the market assigns to the company's book equity.