Connect your AI

ChoiceOne Financial COFS Price / earnings

Price / earnings at other companies

JPMorgan ChaseJPM

13.5×+2.0×

Ally FinancialALLY

8.7×-28.7×

Huntington BancsharesHBAN

14.4×+3.7×

Financial InstitutionsFISI

7.9×—

Capital City Bank GroupCCBG

12.3×+1.6×

Pioneer Bancorp, Inc.PBFS

17.2×-0.9×

Other financials

Income statement

Revenue$42.5M+35.9%

Net income$13.7M+199%

EPS (diluted)$0.91+171%

Balance sheet

Cash & equivalents$84.2M-39.6%

Total debt$2.9M+360%

Total equity$470.0M+10.1%

Total assets$4.4B+2.1%

Cash flow

Operating cash flow-$177.0K+98.1%

CapEx$1.5M+82.5%

Free cash flow-$1.7M+83.4%

Valuation

Market cap$490.73M+17.4%

P/S2.8×-1.2×

Profitability

Net margin32.3%+25.3pp

FCF margin19.5%—

Returns & leverage

Return on equity12.4%+10.2pp

Debt / equity0×0.0×

Where this comes from

Calculated from ChoiceOne Financial’s reported figures.

market cap/net income=7.6×

Based on the most recent quarter.

The official record: ChoiceOne Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

Ask your AI about ChoiceOne Financial's price / earnings.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Harbor at dusk

Questions, answered.

What is ChoiceOne Financial's price / earnings?: ChoiceOne Financial (COFS) reported price / earnings of 7.6× in Q1 2026.
How has ChoiceOne Financial's price / earnings changed year-over-year?: ChoiceOne Financial's price / earnings decreased by 87.5% year-over-year, from 60.2× to 7.6×.
What is the long-term trend for ChoiceOne Financial's price / earnings?: Over 5 years (2020 to 2025), ChoiceOne Financial's price / earnings has grown at a 0.4% compound annual growth rate (CAGR), from 15.4× to 15.7×.
What does price / earnings mean?: Market capitalization at the quarter end divided by trailing-twelve-month net income. The price the market pays for each dollar of trailing earnings.