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ChoiceOne Financial COFS Operating Cash Flow

Operating Cash Flow at other companies

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JPMorgan ChaseJPM
-$211.76B+15.9%
Ally Financial logo
Ally FinancialALLY
$1.37B+45.9%
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Huntington BancsharesHBAN
$524M+2.1%
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$23.69M+137%
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Capital City Bank GroupCCBG
$15.94M-27.1%
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
-$161K+95.4%

Other financials

Income statement

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Revenue$42.5M+35.9%
Net income$13.7M+199%
EPS (diluted)$0.91+171%

Balance sheet

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Cash & equivalents$84.2M-39.6%
Total debt$2.9M+360%
Total equity$470.0M+10.1%
Total assets$4.4B+2.1%

Cash flow

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CapEx$1.5M+82.5%
Free cash flow-$1.7M+83.4%

Valuation

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Market cap$490.73M+17.4%
P/E8.8×-49.4×
P/S2.8×-1.2×

Profitability

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Net margin32.3%+25.3pp
FCF margin19.5%

Returns & leverage

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Return on equity12.4%+10.2pp
Debt / equity0.0×

Where this comes from

Reported directly by ChoiceOne Financial in its filing.

Tagged under the XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities.

The official record: ChoiceOne Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ChoiceOne Financial's operating cash flow?
ChoiceOne Financial (COFS) reported operating cash flow of -$177K in Q1 2026.
How has ChoiceOne Financial's operating cash flow changed year-over-year?
ChoiceOne Financial's operating cash flow increased by 98.1% year-over-year, from -$9.39M to -$177K.
What is the long-term trend for ChoiceOne Financial's operating cash flow?
Over 2 years (2021 to 2025), ChoiceOne Financial's operating cash flow has grown at a -8.1% compound annual growth rate (CAGR), from $37.7M to $31.81M.
What does operating cash flow mean?
Total cash generated by or used in core business operations — the single most important cash flow metric for assessing business health.