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Free cash flow at other companies

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Huntington BancsharesHBAN
$1.03B+105%
Financial Institutions logo
Financial InstitutionsFISI
$23.04M+151%
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Capital City Bank GroupCCBG
$7.45M-75.8%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$17.89M+72.7%
STB
S&T BancorpSTBA
$26.96M-0.5%
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
$25.96M+109%

Other financials

Income statement

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Revenue$41.6M-2.8%
Net income$12.5M-7.9%
EPS (diluted)$0.83-7.8%

Balance sheet

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Cash & equivalents$88.6M-43.3%
Total debt$2.9M+360%
Total equity$482.7M+11.8%
Total assets$4.5B+3.4%

Cash flow

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Operating cash flow$29.9M+152%
CapEx$2.8M+35.6%

Valuation

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Market cap$508.32M+16.9%
P/E9.3×-21.5×
P/S-0.6×

Profitability

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Net margin31.9%+20.4pp
FCF margin29.7%

Returns & leverage

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Return on equity12%+7.6pp
Debt / equity0.0×

Where this comes from

Calculated from ChoiceOne Financial’s reported figures.

The source filing: ChoiceOne Financial’s 10-Q, filed August 10, 2026. Open the filing →

Filed
Aug 10, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-342347

FAQ

What is ChoiceOne Financial's free cash flow?
ChoiceOne Financial (COFS) reported free cash flow of $27.13M in Q2 2026.
How has ChoiceOne Financial's free cash flow changed year-over-year?
ChoiceOne Financial's free cash flow increased by 176.7% year-over-year, from $9.8M to $27.13M.
What is the long-term trend for ChoiceOne Financial's free cash flow?
Over 2 years (2021 to 2025), ChoiceOne Financial's free cash flow has grown at a -15.1% compound annual growth rate (CAGR), from $34.94M to $25.19M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.

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